UK Independent. Sourced. Primary. · Est. 2024

Commercial Utility Brokers (Uk) Ltd. | Mortgage Brokers | March | Est. 2010

Commercial Utility Brokers (Uk) Ltd. is a mortgage brokers registered in March, established 2010. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Commercial Utility Brokers (Uk) Ltd.

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Commercial Utility Brokers (Uk) Ltd.

Mortgage Brokers · March, Rest of UK · Est. 2010

16 years
Active Trading
Active
CH Status
07345597
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCommercial Utility Brokers (Uk) Ltd.
Companies House number07345597 →
Company typePrivate Limited Company (Ltd)
Registered address6 Melbourne Avenue, PE15 0EN
City / RegionMarch, Rest of UK
Date incorporated2010
Years trading16 years
CH statusActive
SpecialismRecorded activity: 99999
Index statusClaim this listing →

About Commercial Utility Brokers (Uk) Ltd.

Founded in 2010, Commercial Utility Brokers (Uk) Ltd. has been active for 16 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 823 mortgage brokers listed in the UK on this index of 5754 UK firms in the category.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Commercial Utility Brokers (Uk) Ltd. or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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