UK Independent. Sourced. Primary. · Est. 2024

Community Action Hampshire | Mortgage Brokers | Winchester | Est. 1996

Community Action Hampshire is a mortgage brokers registered in Winchester, established 1996. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Community Action Hampshire

Mortgage Brokers UNCLAIMED LISTING

Community Action Hampshire

Mortgage Brokers · Winchester, Southampton · Est. 1996

30 years
Active Trading
Active
CH Status
03162873
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCommunity Action Hampshire
Companies House number03162873 →
Company typePrivate Company Limited by Guarantee (Exempt)
Registered addressThe Incuhive Space Hursley Park Road Hursley, SO21 2JN
City / RegionWinchester, Southampton
Date incorporated1996
Years trading30 years
CH statusActive
SpecialismRecorded activity: 94990
Index statusClaim this listing →

About Community Action Hampshire

Established in 1996, Community Action Hampshire has over 30 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Southampton accounts for 66 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

Other Mortgage Brokers in Winchester

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Elemental Wellness Hampshire LtdWinchester · Est. 2024View →
Bjm (Hampshire) LimitedWinchester · Est. 2021View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Community Action Hampshire or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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