UK Independent. Sourced. Primary. · Est. 2024

Community Action Northants Limited | Mortgage Brokers | Daventry | Est. 2005

Community Action Northants Limited is a mortgage brokers registered in Daventry, established 2005. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Community Action Northants Limited

Mortgage Brokers · Daventry, Northampton · Est. 2005

21 years
Active Trading
Active
CH Status
05424219
Company No
2024
Accounts to

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Company Registration Details

Registered company nameCommunity Action Northants Limited
Companies House number05424219 →
Company typePrivate Company Limited by Guarantee
Registered address13 New Street, NN11 4BT
City / RegionDaventry, Northampton
Date incorporated2005
Years trading21 years
CH statusActive
SpecialismRecorded activity: 63990
Index statusClaim this listing →

About Community Action Northants Limited

Founded in 2005, Community Action Northants Limited has been active for 21 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 106 mortgage brokers listed in Northampton on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Community Action Northants Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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