Financial Index › Mortgage Broker Index › Cornerstone Hampshire Ltd

Mortgage Brokers UNCLAIMED LISTING

Cornerstone Hampshire Ltd

Mortgage Brokers · Waterlooville, Portsmouth · Est. 2020

6 years

Active Trading

Active

CH Status

12436285

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Cornerstone Hampshire Ltd
Companies House number	12436285 →
Company type	Private Limited Company (Ltd)
Registered address	9 Stratfield Park, PO7 7XN
City / Region	Waterlooville, Portsmouth
Date incorporated	2020
Years trading	6 years
CH status	Active
Specialism	Recorded activity: 41201, 41202
Index status	Claim this listing →

About Cornerstone Hampshire Ltd

Incorporated in 2020, Cornerstone Hampshire Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 110 of them in Portsmouth.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Bishop Brothers (Hampshire) LimitedWaterlooville · Est. 1973	View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Cornerstone Hampshire Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Cornerstone Hampshire Ltd | Mortgage Brokers | Waterlooville | Est. 2020