UK Independent. Sourced. Primary. · Est. 2024

County Mortgage Services Limited | Mortgage Brokers | Chelmsford | Est. 2015

County Mortgage Services Limited is a mortgage brokers registered in Chelmsford, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

County Mortgage Services Limited

Mortgage Brokers · Chelmsford, Rest of UK · Est. 2015

11 years
Active Trading
Active
CH Status
09406164
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCounty Mortgage Services Limited
Companies House number09406164 →
Company typePrivate Limited Company (Ltd)
Registered addressMoulsham Mill Parkway, CM2 7PX
City / RegionChelmsford, Rest of UK
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified), 82990 (other business support services)
Index statusClaim this listing →

About County Mortgage Services Limited

Founded in 2015, County Mortgage Services Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 823 mortgage brokers listed in the UK on this index of 5754 UK firms in the category.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with County Mortgage Services Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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