UK Independent. Sourced. Primary. · Est. 2024

Create Gloucestershire Limited | Mortgage Brokers | Cheltenham | Est. 2011

Create Gloucestershire Limited is a mortgage brokers registered in Cheltenham, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Create Gloucestershire Limited

Mortgage Brokers UNCLAIMED LISTING

Create Gloucestershire Limited

Mortgage Brokers · Cheltenham, Gloucester · Est. 2011

15 years
Active Trading
Active
CH Status
07751321
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCreate Gloucestershire Limited
Companies House number07751321 →
Company typePrivate Company Limited by Guarantee
Registered addressSuite 127, 20 Winchcombe Street, GL52 2LY
City / RegionCheltenham, Gloucester
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 90020
Index statusClaim this listing →

About Create Gloucestershire Limited

Founded in 2011, Create Gloucestershire Limited has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 147 of them in Gloucester.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Create Gloucestershire Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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