UK Independent. Sourced. Primary. · Est. 2024

Credit Centre Uk (Mortgages) Ltd | Mortgage Brokers | Birmingham | Est. 2006

Credit Centre Uk (Mortgages) Ltd is a mortgage brokers registered in Birmingham, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Credit Centre Uk (Mortgages) Ltd

Mortgage Brokers · Birmingham · Est. 2006

20 years
Active Trading
Active
CH Status
05675982
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCredit Centre Uk (Mortgages) Ltd
Companies House number05675982 →
Company typePrivate Limited Company (Ltd)
Registered address2 Bramley Drive Bramley Drive, B47 5RD
City / RegionBirmingham
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 64921 (credit granting by non-deposit taking finance houses), 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Credit Centre Uk (Mortgages) Ltd

Founded in 2006, Credit Centre Uk (Mortgages) Ltd has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 150 mortgage brokers listed in Birmingham on this index of 5754 UK firms in the category.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Credit Centre Uk (Mortgages) Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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