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Custom Build Mortgages Limited | Mortgage Brokers | Livingston | Est. 2015

Custom Build Mortgages Limited is a mortgage brokers registered in Livingston, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Custom Build Mortgages Limited

Mortgage Brokers · Livingston, Edinburgh · Est. 2015

11 years
Active Trading
Active
CH Status
SC502298
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCustom Build Mortgages Limited
Companies House numberSC502298 →
Company typePrivate Limited Company (Ltd)
Registered address8 Houstoun Interchange Business Park, EH54 5DW
City / RegionLivingston, Edinburgh
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Custom Build Mortgages Limited

Founded in 2015, Custom Build Mortgages Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 43 of them in Edinburgh.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

Other Mortgage Brokers in Livingston

Central Construction Scotland LtdLivingston · Est. 2025View →
Buildstore Mortgage Services LimitedLivingston · Est. 2013View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Custom Build Mortgages Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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