UK Independent. Sourced. Primary. · Est. 2024

Derbyshire Association Of The Blind Ltd | Mortgage Brokers | Derby | Est. 2000

Derbyshire Association Of The Blind Ltd is a mortgage brokers registered in Derby, established 2000. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Derbyshire Association Of The Blind Ltd

Mortgage Brokers UNCLAIMED LISTING

Derbyshire Association Of The Blind Ltd

Mortgage Brokers · Derby · Est. 2000

26 years
Active Trading
Active
CH Status
03920526
Company No
2025
Accounts to

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Company Registration Details

Registered company nameDerbyshire Association Of The Blind Ltd
Companies House number03920526 →
Company typePrivate Company Limited by Guarantee
Registered address2a Wentworth House, DE1 1UR
City / RegionDerby
Date incorporated2000
Years trading26 years
CH statusActive
SpecialismRecorded activity: 94990
Index statusClaim this listing →

About Derbyshire Association Of The Blind Ltd

Established in 2000, Derbyshire Association Of The Blind Ltd has over 26 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 144 of them in Derby.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Derbyshire Association Of The Blind Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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