UK Independent. Sourced. Primary. · Est. 2024

Equity Release Funding (No.2) Plc | Mortgage Brokers | London | Est. 2002

Equity Release Funding (No.2) Plc is a mortgage brokers registered in London, established 2002. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Equity Release Funding (No.2) Plc

Mortgage Brokers · London · Est. 2002

24 years
Active Trading
Active
CH Status
04414548
Company No
2025
Accounts to

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Company Registration Details

Registered company nameEquity Release Funding (No.2) Plc
Companies House number04414548 →
Company typePublic Limited Company (PLC)
Registered addressThird Floor 1 King's Arms Yard, EC2R 7AF
City / RegionLondon
Date incorporated2002
Years trading24 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Equity Release Funding (No.2) Plc

Founded in 2002, Equity Release Funding (No.2) Plc has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 726 of them in London.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Establish early what the firm can access and how it has handled comparable applications.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Equity Release Funding (No.2) Plc or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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