UK Independent. Sourced. Primary. · Est. 2024

Equity Release Services Limited | Mortgage Brokers | Runcorn | Est. 2017

Equity Release Services Limited is a mortgage brokers registered in Runcorn, established 2017. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Equity Release Services Limited

Mortgage Brokers · Runcorn, Warrington · Est. 2017

9 years
Active Trading
Active
CH Status
10874813
Company No
2025
Accounts to

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Company Registration Details

Registered company nameEquity Release Services Limited
Companies House number10874813 →
Company typePrivate Limited Company (Ltd)
Registered address11 Kirkstone Crescent Beechwood, WA7 3JQ
City / RegionRuncorn, Warrington
Date incorporated2017
Years trading9 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About Equity Release Services Limited

Incorporated in 2017, Equity Release Services Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 53 of them in Warrington.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

Other Mortgage Brokers in Runcorn

The Bake House (Cheshire) LimitedRuncorn · Est. 2017View →
All Or Nothing Cheshire LtdRuncorn · Est. 2019View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Equity Release Services Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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