UK Independent. Sourced. Primary. · Est. 2024

Expat Art Ltd | Mortgage Brokers | London | Est. 2023

Expat Art Ltd is a mortgage brokers registered in London, established 2023. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Expat Art Ltd

Mortgage Brokers · London · Est. 2023

3 years
Active Trading
Active
CH Status
15286250
Company No
2024
Accounts to

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Company Registration Details

Registered company nameExpat Art Ltd
Companies House number15286250 →
Company typePrivate Limited Company (Ltd)
Registered address71-75 Shelton Street, WC2H 9JQ
City / RegionLondon
Date incorporated2023
Years trading3 years
CH statusActive
SpecialismRecorded activity: 90030
Index statusClaim this listing →

About Expat Art Ltd

Incorporated in 2023, Expat Art Ltd is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

London accounts for 726 of the 5754 mortgage brokers tracked on this index.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Expat Art Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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