UK Independent. Sourced. Primary. · Est. 2024

Expat Ltd | Mortgage Brokers | London | Est. 2021

Expat Ltd is a mortgage brokers registered in London, established 2021. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Expat Ltd

Mortgage Brokers UNCLAIMED LISTING

Expat Ltd

Mortgage Brokers · London · Est. 2021

5 years
Active Trading
Active
CH Status
13629776
Company No
2025
Accounts to

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Company Registration Details

Registered company nameExpat Ltd
Companies House number13629776 →
Company typePrivate Limited Company (Ltd)
Registered addressSuite 1 4 Montpelier Street, SW7 1EE
City / RegionLondon
Date incorporated2021
Years trading5 years
CH statusActive
SpecialismRecorded activity: 69109
Index statusClaim this listing →

About Expat Ltd

Incorporated in 2021, Expat Ltd is an established firm with 5 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 726 mortgage brokers listed in London on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Expat Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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