UK Independent. Sourced. Primary. · Est. 2024

Graham Tate Limited | Mortgage Brokers | Leeds | Est. 2013

Graham Tate Limited is a mortgage brokers registered in Leeds, established 2013. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Graham Tate Limited

Mortgage Brokers UNCLAIMED LISTING

Graham Tate Limited

Mortgage Brokers · Leeds · Est. 2013

13 years
Active Trading
Active
CH Status
1,122
Monthly Views
3
Enquiries

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Company Registration Details

Registered company nameGraham Tate Limited
Companies House number08635633 →
Company typePrivate Limited Company (Ltd)
Registered address9 Queens Court, LS26 8DD
City / RegionLeeds
Date incorporated2013
Years trading13 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Graham Tate Limited

Founded in 2013, Graham Tate Limited has been active for 13 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 48 mortgage brokers listed in Leeds on this index of 5754 UK firms in the category.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Graham Tate Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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