UK Independent. Sourced. Primary. · Est. 2024

Hodge Equity Release Limited | Mortgage Brokers | Cardiff | Est. 1908

Hodge Equity Release Limited is a mortgage brokers registered in Cardiff, established 1908. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Hodge Equity Release Limited

Mortgage Brokers UNCLAIMED LISTING

Hodge Equity Release Limited

Mortgage Brokers · Cardiff · Est. 1908

118 years
Active Trading
Active
CH Status
1,147
Monthly Views
16
Enquiries

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Company Registration Details

Registered company nameHodge Equity Release Limited
Companies House number00096745 →
Company typePrivate Limited Company (Ltd)
Registered addressOne Central Square, CF10 1FS
City / RegionCardiff
Date incorporated1908
Years trading118 years
CH statusActive
SpecialismRecorded activity: 74990
Index statusClaim this listing →

About Hodge Equity Release Limited

With over 118 years of continuous trading history, Hodge Equity Release Limited is one of the longest-established firms of its kind in the UK. Founded in 1908, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

Cardiff accounts for 50 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Hodge Equity Release Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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