Jcl (North Wales) Ltd

Mortgage Brokers · Malpas, Shrewsbury · Est. 2025

1 year

Active Trading

Active

CH Status

16752569

Company No

n/a

Accounts to

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Company Registration Details

Registered company name	Jcl (North Wales) Ltd
Companies House number	16752569 →
Company type	Private Limited Company (Ltd)
Registered address	Unit 8 Castle Farm, SY14 8AQ
City / Region	Malpas, Shrewsbury
Date incorporated	2025
Years trading	1 year
CH status	Active
Specialism	Recorded activity: 65120, 66220 (activities of insurance agents and brokers)
Index status	Claim this listing →

About Jcl (North Wales) Ltd

Jcl (North Wales) Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 10 of them in Shrewsbury.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Jcl (North Wales) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Jcl (North Wales) Ltd | Mortgage Brokers | Malpas | Est. 2025