Financial Index › Mortgage Broker Index › Kirklands (Staffordshire) Limited

Mortgage Brokers UNCLAIMED LISTING

Kirklands (Staffordshire) Limited

Mortgage Brokers · Stoke On Trent, Stoke · Est. 1947

79 years

Active Trading

Active

CH Status

1,063

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Company Registration Details

Registered company name	Kirklands (Staffordshire) Limited
Companies House number	00429005 →
Company type	Private Limited Company (Ltd)
Registered address	Kirkland House Lytton Street, ST4 2DH
City / Region	Stoke On Trent, Stoke
Date incorporated	1947
Years trading	79 years
CH status	Active
Specialism	Recorded activity: 46900
Index status	Claim this listing →

About Kirklands (Staffordshire) Limited

With over 79 years of continuous trading history, Kirklands (Staffordshire) Limited is one of the longest-established firms of its kind in the UK. Founded in 1947, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

It is one of 149 mortgage brokers listed in Stoke on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Gasline (Staffordshire) LimitedStoke On Trent · Est. 2001	View →
Ajb Holdings Staffordshire LimitedStoke On Trent · Est. 2016	View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Kirklands (Staffordshire) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Kirklands (Staffordshire) Limited | Mortgage Brokers | Stoke On Trent | Est. 1947