UK Independent. Sourced. Primary. · Est. 2024

Kis Finance Limited | Mortgage Brokers | Hull | Est. 2008

Kis Finance Limited is a mortgage brokers registered in Hull, established 2008. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Kis Finance Limited

Mortgage Brokers UNCLAIMED LISTING

Kis Finance Limited

Mortgage Brokers · Hull · Est. 2008

18 years
Active Trading
Active
CH Status
1,111
Monthly Views
4
Enquiries

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Company Registration Details

Registered company nameKis Finance Limited
Companies House number06524192 →
Company typePrivate Limited Company (Ltd)
Registered addressOne Business Village West Dock Street, HU3 4HH
City / RegionHull
Date incorporated2008
Years trading18 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About Kis Finance Limited

Founded in 2008, Kis Finance Limited has been active for 18 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Hull accounts for 13 of the 5754 mortgage brokers tracked on this index.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Establish early what the firm can access and how it has handled comparable applications.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Hull

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Forward Motor Finance LtdHull · Est. 2021View →
Phoenix Mortgage Solutions East Yorkshire LimitedHull · Est. 2016View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Kis Finance Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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