UK Independent. Sourced. Primary. · Est. 2024

Lyle And Young Mortgage Brokers Ltd | Mortgage Brokers | London | Est. 2014

Lyle And Young Mortgage Brokers Ltd is a mortgage brokers registered in London, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Lyle And Young Mortgage Brokers Ltd

Mortgage Brokers · London · Est. 2014

12 years
Active Trading
Active
CH Status
1,054
Monthly Views
11
Enquiries

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Company Registration Details

Registered company nameLyle And Young Mortgage Brokers Ltd
Companies House number09081117 →
Company typePrivate Limited Company (Ltd)
Registered address46 New Broad Street, EC2M 1JH
City / RegionLondon
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Lyle And Young Mortgage Brokers Ltd

Founded in 2014, Lyle And Young Mortgage Brokers Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 726 of them in London.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Lyle And Young Mortgage Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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