UK Independent. Sourced. Primary. · Est. 2024

New To Mortgages Ltd | Mortgage Brokers | London | Est. 2025

New To Mortgages Ltd is a mortgage brokers registered in London, established 2025. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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New To Mortgages Ltd

Mortgage Brokers · London · Est. 2025

1 year
Active Trading
Active
CH Status
1,083
Monthly Views
7
Enquiries

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Company Registration Details

Registered company nameNew To Mortgages Ltd
Companies House number16594996 →
Company typePrivate Limited Company (Ltd)
Registered address128 City Road, EC1V 2NX
City / RegionLondon
Date incorporated2025
Years trading1 year
CH statusActive
SpecialismRecorded activity: 63990, 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About New To Mortgages Ltd

New To Mortgages Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

It is one of 726 mortgage brokers listed in London on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with New To Mortgages Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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