UK Independent. Sourced. Primary. · Est. 2024

P H Bridging Finance Ltd | Mortgage Brokers | London | Est. 2018

P H Bridging Finance Ltd is a mortgage brokers registered in London, established 2018. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › P H Bridging Finance Ltd

Mortgage Brokers UNCLAIMED LISTING

P H Bridging Finance Ltd

Mortgage Brokers · London · Est. 2018

8 years
Active Trading
Active
CH Status
1,135
Monthly Views
9
Enquiries

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Company Registration Details

Registered company nameP H Bridging Finance Ltd
Companies House number11285618 →
Company typePrivate Limited Company (Ltd)
Registered address15 Wildwood Road, NW11 6UL
City / RegionLondon
Date incorporated2018
Years trading8 years
CH statusActive
SpecialismRecorded activity: 64921 (credit granting by non-deposit taking finance houses)
Index statusClaim this listing →

About P H Bridging Finance Ltd

Incorporated in 2018, P H Bridging Finance Ltd is an established firm with 8 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 726 mortgage brokers listed in London on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with P H Bridging Finance Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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