Pjr Mortgages And Equity Release Limited

Mortgage Brokers · East Cowes, Portsmouth · Est. 2026

N/A

Active Trading

Active

CH Status

17121569

Company No

n/a

Accounts to

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Company Registration Details

Registered company name	Pjr Mortgages And Equity Release Limited
Companies House number	17121569 →
Company type	Private Limited Company (Ltd)
Registered address	2 College Way, PO32 6HP
City / Region	East Cowes, Portsmouth
Date incorporated	2026
Years trading	N/A
CH status	Active
Specialism	Recorded activity: 64205
Index status	Claim this listing →

About Pjr Mortgages And Equity Release Limited

Pjr Mortgages And Equity Release Limited was incorporated in 2026 and is registered as an active company on the Companies House register.

Portsmouth accounts for 110 of the 5754 mortgage brokers tracked on this index.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Pjr Mortgages And Equity Release Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Pjr Mortgages And Equity Release Limited | Mortgage Brokers | East Cowes | Est. 2026