Financial Index › Mortgage Broker Index › R J Estates (Northamptonshire) Llp

Mortgage Brokers UNCLAIMED LISTING

R J Estates (Northamptonshire) Llp

Mortgage Brokers · Kettering, Northampton · Est. 2016

10 years

Active Trading

Active

CH Status

1,009

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Company Registration Details

Registered company name	R J Estates (Northamptonshire) Llp
Companies House number	OC413077 →
Company type	Limited Liability Partnership (LLP)
Registered address	1 Piccadilly Buildings, NN16 0AN
City / Region	Kettering, Northampton
Date incorporated	2016
Years trading	10 years
CH status	Active
Specialism	Recorded activity: Not recorded
Index status	Claim this listing →

About R J Estates (Northamptonshire) Llp

Founded in 2016, R J Estates (Northamptonshire) Llp has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 106 of them in Northampton.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with R J Estates (Northamptonshire) Llp or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

R J Estates (Northamptonshire) Llp | Mortgage Brokers | Kettering | Est. 2016