Robert Borthwick Mortgage Broker Ltd

Mortgage Brokers · Prestonpans, Edinburgh · Est. 2019

7 years

Active Trading

Active

CH Status

1,171

Monthly Views

Enquiries

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company name	Robert Borthwick Mortgage Broker Ltd
Companies House number	SC637225 →
Company type	Private Limited Company (Ltd)
Registered address	10 Seton View, EH32 0TX
City / Region	Prestonpans, Edinburgh
Date incorporated	2019
Years trading	7 years
CH status	Active
Specialism	Recorded activity: 66220 (activities of insurance agents and brokers)
Index status	Claim this listing →

About Robert Borthwick Mortgage Broker Ltd

Incorporated in 2019, Robert Borthwick Mortgage Broker Ltd is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

Edinburgh accounts for 43 of the 5754 mortgage brokers tracked on this index.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.

What documents do I need to provide to a mortgage broker?

Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

Related Guides

Best Remortgage Deals UK 2026 →	UK Mortgage Calculator →
UK Stamp Duty Calculator →	UK House Prices April 2026 →

Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Robert Borthwick Mortgage Broker Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Robert Borthwick Mortgage Broker Ltd | Mortgage Brokers | Prestonpans | Est. 2019