UK Independent. Sourced. Primary. · Est. 2024

Shire & County Mortgages Ltd | Mortgage Brokers | Leicester | Est. 2014

Shire & County Mortgages Ltd is a mortgage brokers registered in Leicester, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Shire & County Mortgages Ltd

Mortgage Brokers · Leicester · Est. 2014

12 years
Active Trading
Active
CH Status
09309340
Company No
2025
Accounts to

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Company Registration Details

Registered company nameShire & County Mortgages Ltd
Companies House number09309340 →
Company typePrivate Limited Company (Ltd)
Registered address22 Upper King Street, LE1 6XE
City / RegionLeicester
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About Shire & County Mortgages Ltd

Founded in 2014, Shire & County Mortgages Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 164 of them in Leicester.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Shire & County Mortgages Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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