UK Independent. Sourced. Primary. · Est. 2024

The Commercial Mortgage Broker Limited | Mortgage Brokers | Derby | Est. 2017

The Commercial Mortgage Broker Limited is a mortgage brokers registered in Derby, established 2017. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

The Commercial Mortgage Broker Limited

Mortgage Brokers · Derby · Est. 2017

9 years
Active Trading
Active
CH Status
11123036
Company No
2025
Accounts to

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Company Registration Details

Registered company nameThe Commercial Mortgage Broker Limited
Companies House number11123036 →
Company typePrivate Limited Company (Ltd)
Registered addressProspect House 1 Prospect Place Millennium Way, Pride Park, DE24 8HG
City / RegionDerby
Date incorporated2017
Years trading9 years
CH statusActive
SpecialismRecorded activity: 99999
Index statusClaim this listing →

About The Commercial Mortgage Broker Limited

Incorporated in 2017, The Commercial Mortgage Broker Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 144 of them in Derby.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with The Commercial Mortgage Broker Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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