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Mortgage Brokers UNCLAIMED LISTING

The Desk Club Cambridgeshire Limited

Mortgage Brokers · St. Ives, Rest of UK · Est. 2018

8 years

Active Trading

Active

CH Status

1,007

Monthly Views

Enquiries

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Company Registration Details

Registered company name	The Desk Club Cambridgeshire Limited
Companies House number	11613939 →
Company type	Private Limited Company (Ltd)
Registered address	Bridge House Bridge Street, PE27 5EH
City / Region	St. Ives, Rest of UK
Date incorporated	2018
Years trading	8 years
CH status	Active
Specialism	Recorded activity: 82110
Index status	Claim this listing →

About The Desk Club Cambridgeshire Limited

Incorporated in 2018, The Desk Club Cambridgeshire Limited is an established firm with 8 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 823 mortgage brokers listed in the UK on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with The Desk Club Cambridgeshire Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

The Desk Club Cambridgeshire Limited | Mortgage Brokers | St. Ives | Est. 2018