UK Independent. Sourced. Primary. · Est. 2024

The Finance Brokerage Limited | Mortgage Brokers | Colchester | Est. 2019

The Finance Brokerage Limited is a mortgage brokers registered in Colchester, established 2019. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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The Finance Brokerage Limited

Mortgage Brokers · Colchester · Est. 2019

7 years
Active Trading
Active
CH Status
1,058
Monthly Views
15
Enquiries

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Company Registration Details

Registered company nameThe Finance Brokerage Limited
Companies House number12275419 →
Company typePrivate Limited Company (Ltd)
Registered addressLodge Farm Colchester Road Wivenhoe, CO7 9HU
City / RegionColchester
Date incorporated2019
Years trading7 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About The Finance Brokerage Limited

Incorporated in 2019, The Finance Brokerage Limited is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 36 of them in Colchester.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with The Finance Brokerage Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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