The House Of Bread (Warwickshire)

Mortgage Brokers · Shipston-On-Stour, Coventry · Est. 2020

6 years

Active Trading

Active

CH Status

1,040

Monthly Views

Enquiries

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company name	The House Of Bread (Warwickshire)
Companies House number	12530939 →
Company type	Private Company Limited by Guarantee (Exempt)
Registered address	1 Mill House, CV36 5AF
City / Region	Shipston-On-Stour, Coventry
Date incorporated	2020
Years trading	6 years
CH status	Active
Specialism	Recorded activity: 94910
Index status	Claim this listing →

About The House Of Bread (Warwickshire)

Incorporated in 2020, The House Of Bread (Warwickshire) is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 155 of them in Coventry.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Related Guides

Best Remortgage Deals UK 2026 →	UK Mortgage Calculator →
UK Stamp Duty Calculator →	UK House Prices April 2026 →

Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with The House Of Bread (Warwickshire) or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

The House Of Bread (Warwickshire) | Mortgage Brokers | Shipston-On-Stour | Est. 2020