UK Independent. Sourced. Primary. · Est. 2024

The Mortgage Broker (St. Neots) Limited | Mortgage Brokers | Derby | Est. 2009

The Mortgage Broker (St. Neots) Limited is a mortgage brokers registered in Derby, established 2009. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › The Mortgage Broker (St. Neots) Limited

Mortgage Brokers UNCLAIMED LISTING

The Mortgage Broker (St. Neots) Limited

Mortgage Brokers · Derby · Est. 2009

17 years
Active Trading
Active
CH Status
07108259
Company No
2024
Accounts to

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Company Registration Details

Registered company nameThe Mortgage Broker (St. Neots) Limited
Companies House number07108259 →
Company typePrivate Limited Company (Ltd)
Registered addressProspect Place Millennium Way Pride Park, DE24 8HG
City / RegionDerby
Date incorporated2009
Years trading17 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About The Mortgage Broker (St. Neots) Limited

Founded in 2009, The Mortgage Broker (St. Neots) Limited has been active for 17 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 144 mortgage brokers listed in Derby on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with The Mortgage Broker (St. Neots) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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