UK Independent. Sourced. Primary. · Est. 2024

The Mortgage Shop (Kent) Limited | Mortgage Brokers | Broadstairs | Est. 1999

The Mortgage Shop (Kent) Limited is a mortgage brokers registered in Broadstairs, established 1999. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

The Mortgage Shop (Kent) Limited

Mortgage Brokers · Broadstairs, Rest of UK · Est. 1999

27 years
Active Trading
Active
CH Status
03783582
Company No
2025
Accounts to

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Company Registration Details

Registered company nameThe Mortgage Shop (Kent) Limited
Companies House number03783582 →
Company typePrivate Limited Company (Ltd)
Registered addressSutherland House 6 Nelson Place, CT10 1HQ
City / RegionBroadstairs, Rest of UK
Date incorporated1999
Years trading27 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About The Mortgage Shop (Kent) Limited

Established in 1999, The Mortgage Shop (Kent) Limited has over 27 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 823 mortgage brokers listed in the UK on this index of 5754 UK firms in the category.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with The Mortgage Shop (Kent) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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