UK Independent. Sourced. Primary. · Est. 2024

The Mortgage Specialists (Essex And London) Limited | Mortgage Brokers | Brentwood | Est. 2011

The Mortgage Specialists (Essex And London) Limited is a mortgage brokers registered in Brentwood, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › The Mortgage Specialists (Essex And London) Limited

Mortgage Brokers UNCLAIMED LISTING

The Mortgage Specialists (Essex And London) Limited

Mortgage Brokers · Brentwood, Rest of UK · Est. 2011

15 years
Active Trading
Active
CH Status
07864254
Company No
2024
Accounts to

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Company Registration Details

Registered company nameThe Mortgage Specialists (Essex And London) Limited
Companies House number07864254 →
Company typePrivate Limited Company (Ltd)
Registered addressCreate Business Hub, Ground Floor 5 Rayleigh Road Hutton, CM13 1AB
City / RegionBrentwood, Rest of UK
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About The Mortgage Specialists (Essex And London) Limited

Founded in 2011, The Mortgage Specialists (Essex And London) Limited has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 823 mortgage brokers listed in the UK on this index of 5754 UK firms in the category.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with The Mortgage Specialists (Essex And London) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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