UK Independent. Sourced. Primary. · Est. 2024

Together Personal Finance Limited | Mortgage Brokers | Cheadle | Est. 1991

Together Personal Finance Limited is a mortgage brokers registered in Cheadle, established 1991. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Together Personal Finance Limited

Mortgage Brokers · Cheadle, Stockport · Est. 1991

35 years
Active Trading
Active
CH Status
02613335
Company No
2025
Accounts to

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Company Registration Details

Registered company nameTogether Personal Finance Limited
Companies House number02613335 →
Company typePrivate Limited Company (Ltd)
Registered addressLake View Lakeside, SK8 3GW
City / RegionCheadle, Stockport
Date incorporated1991
Years trading35 years
CH statusActive
SpecialismRecorded activity: 64921 (credit granting by non-deposit taking finance houses)
Index statusClaim this listing →

About Together Personal Finance Limited

Established in 1991, Together Personal Finance Limited has over 35 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 61 mortgage brokers listed in Stockport on this index of 5754 UK firms in the category.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Cheadle

A H Holdings (Cheshire) LimitedCheadle · Est. 2025View →
Shared Ownership LimitedCheadle · Est. 2007View →
Together Commercial Finance LimitedCheadle · Est. 1986View →
A R Electrical (Cheshire) LtdCheadle · Est. 2024View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Together Personal Finance Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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