UK Independent. Sourced. Primary. · Est. 2024

Touchwood Insurance Brokers Limited | Mortgage Brokers | Barnsley | Est. 2015

Touchwood Insurance Brokers Limited is a mortgage brokers registered in Barnsley, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Touchwood Insurance Brokers Limited

Mortgage Brokers · Barnsley, Sheffield · Est. 2015

11 years
Active Trading
Active
CH Status
09714490
Company No
2025
Accounts to

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Company Registration Details

Registered company nameTouchwood Insurance Brokers Limited
Companies House number09714490 →
Company typePrivate Limited Company (Ltd)
Registered address40-42 Hoyland Common, S74 0DQ
City / RegionBarnsley, Sheffield
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Touchwood Insurance Brokers Limited

Founded in 2015, Touchwood Insurance Brokers Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Sheffield accounts for 71 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Yorkshire Mortgage Solutions LimitedBarnsley · Est. 2017View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Touchwood Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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