UK Independent. Sourced. Primary. · Est. 2024

Town And Country Mortgages (Uk) Limited | Mortgage Brokers | Trowbridge | Est. 2012

Town And Country Mortgages (Uk) Limited is a mortgage brokers registered in Trowbridge, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Town And Country Mortgages (Uk) Limited

Mortgage Brokers UNCLAIMED LISTING

Town And Country Mortgages (Uk) Limited

Mortgage Brokers · Trowbridge, Bath · Est. 2012

14 years
Active Trading
Active
CH Status
1,027
Monthly Views
16
Enquiries

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Company Registration Details

Registered company nameTown And Country Mortgages (Uk) Limited
Companies House number08291669 →
Company typePrivate Limited Company (Ltd)
Registered address9 Fore Street, BA14 8HD
City / RegionTrowbridge, Bath
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Town And Country Mortgages (Uk) Limited

Founded in 2012, Town And Country Mortgages (Uk) Limited has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Bath accounts for 50 of the 5754 mortgage brokers tracked on this index.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Trowbridge

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Town And Country Mortgages (Uk) Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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