ISA Allowance 2026/27: Why Top Fixed Savings Rates Are Falling and What That Means for £20,000 Savers
The £20,000 ISA allowance is unchanged for 2026/27 but the savings landscape behind it is shifting. Best-buy fixed rate cash ISAs now pay up to 4.65%, with easy-access rates dipping. We explain what changed, the lifetime ISA rules, and how to use the allowance.
Mortgage Rate Cuts May 2026: Santander, Halifax and Cambridge Move on Selected Deals After Base Rate Hold
Santander cut selected fixed, tracker and product transfer rates by up to 50bps from 11 May 2026, with Halifax following on remortgage products. We explain what changed, what the best buys look like as of 12 May, and how to think about timing your remortgage.
Energy Price Cap July 2026: Forecasters Cluster Near £1,849 Ahead of Ofgem's 27 May Announcement
With Ofgem set to announce the Q3 2026 energy price cap on 27 May, independent forecasters cluster between £1,846 and £1,852 as of mid-May. Sainsbury's Energy's prediction was revised to £1,849 on 19 May. We explain the forecast and what households can do before the announcement.
Energy Price Cap July 2026: Why Cornwall Insight Is Forecasting £1,929 and What Drives the Q3 Number
Cornwall Insight's central forecast for the Q3 2026 energy price cap is £1,929 a year — up £290 on Q2. The realistic range is £1,640 to £2,100 depending on wholesale prices through May and June. Here is what is in the number, why Q3 looks different, and the practical options.
