Handpicked guides making the most impact right now — chosen by the Kael Tripton editorial desk.
Data under Open Government Licence v3.0.
1,868 company insolvencies in England and Wales in May 2026 -- 16% lower than May 2025. CVLs account for 72% of all cases. Construction remains the most affected sector with 3,931 insolvencies in the past 12 months. Source: Insolvency Service / Companies House, June 2026.
25 Jun 2026 · 6 min read
Average two-year fixed mortgage rate 4.81% in May 2026. SVR 6.60%. Household debt at 117.5% of disposable income. Individual insolvencies up 20.4% year-on-year in Q1 2026. Sources: Bank of England, Insolvency Service, House of Commons Library.
25 Jun 2026 · 5 min read
12,252 individual insolvencies in England and Wales in March 2026 -- 30% higher than March 2025. DROs hit a record high. One in 379 adults entered insolvency in the 12 months to March 2026. Source: Insolvency Service, April 2026.
25 Jun 2026 · 6 min read
Charts and data on UK EPC ratings: average bands by region, national distribution, new vs existing homes trend, and the 2030 rental Band C deadline. Sources: ONS, MHCLG Q1 2026.
25 Jun 2026 · 6 min read
CQC-rated care homes across England by region. 14,780 registered homes -- 82.7% rated Good or Outstanding. Source: CQC Care Directory, June 2026.
24 Jun 2026 · 8 min read
Find APHA-registered Official Veterinarians for export health certificates across England. Pets, livestock, food products, equines. All 10 regions. Source: APHA GOV.UK.
24 Jun 2026 · 18 min read
DWP announced strengthened pension scam protections on 9 June 2026 under the Pension Schemes Act 2026. Trustees can now refuse suspicious transfers. Eight scam warning signs every pension saver should know.
24 Jun 2026 · 4 min read
The government's £15bn Warm Homes Plan has several schemes open now. ECO4 free upgrades run until December 2026. The Boiler Upgrade Scheme £7,500 heat pump grant is open to all homeowners. Full guide.
24 Jun 2026 · 5 min read
4 in 5 defined benefit pension schemes are now in surplus. DWP launched a consultation on 10 June 2026 on rules to release some of the estimated £160bn surplus. What it means for members and employers.
24 Jun 2026 · 4 min read
The 50-year-old Consumer Credit Act 1974 is being replaced under the Financial Services and Markets Bill 2026. Section 75 stays. Unenforceability sanctions go. What changes and when for borrowers.
24 Jun 2026 · 5 min read
You do not need a claims firm to claim car finance compensation. The FCA confirms the process is free. This guide walks through every step using the FCA's own template - and keeps 100% of your payout.
24 Jun 2026 · 5 min read
The government launched its FTB ISA consultation on 23 June 2026 to replace the Lifetime ISA from April 2028. No penalty on withdrawal, bonus paid at purchase. What existing LISA holders need to know.
24 Jun 2026 · 5 min read
The government is closing a VAT loophole that let overseas retailers ship low-value parcels to UK buyers without collecting tax. What is changing and what it means for consumers.
24 Jun 2026 · 4 min read
The House of Lords has criticised plans to double the ILR qualifying period from 5 to 10 years, saying retrospective application is unfair. What the changes mean and who is affected.
24 Jun 2026 · 5 min read
Labour is weighing a further £1 billion for the Mineworkers' Pension Scheme on top of the £3.8bn already paid since 2024. What the 1994 deal was and what could change.
24 Jun 2026 · 4 min read
The triple lock delivered a 4.8% State Pension rise in April 2026. Full new State Pension is now £241.30 per week - just £22.40 below the frozen Personal Allowance. What this means for pensioners.
24 Jun 2026 · 5 min read
NS&I raised British Savings Bonds rates on 23 June 2026. The 1-year bond now pays 4.69% AER. Full rate table, how the bonds work, and how they compare to the market.
24 Jun 2026 · 4 min read
HMRC has confirmed a 22% tax on cash interest inside Stocks and Shares ISAs and a £12,000 Cash ISA limit for under-65s from April 2027. What it means for savers.
24 Jun 2026 · 4 min read
The Met Office has issued a rare red extreme heat warning for parts of England and Wales from Wednesday 09:00 BST, as temperatures hit 33.7C in Surrey and Britain's biggest train operator tells passengers to stay home.
23 Jun 2026 · 4 min read
The Met Office has issued a red extreme heat warning across parts of England and Wales. Here is how heatwaves affect energy usage, bills, and what households can do to keep costs down during hot weather.
23 Jun 2026 · 4 min read
Lloyds Banking Group is closing 245 branches across Lloyds, Halifax and Bank of Scotland in 2026 and 2027. Here is the full picture, key dates, and what to do if your local branch is shutting.
23 Jun 2026 · 4 min read
Keir Starmer has announced his resignation as UK Prime Minister. Here is what the leadership change could mean for mortgages, taxes, energy bills and household finances.
23 Jun 2026 · 5 min read
There is no UK law setting a maximum classroom temperature or requiring schools to close in hot weather. Headteachers have discretion but closures are rare. Here is what the DfE guidance actually says.
22 Jun 2026 · 4 min read
Several UK councils have moved bin collections to start as early as 5am during the June 2026 heatwave. Collections are not cancelled - they are starting earlier. Here is what residents need to know.
22 Jun 2026 · 4 min read
Many English councils now charge PS40 to PS75 per year for garden waste collection. This guide explains the legal framework, free alternatives including household recycling centres and home composting, what is not permitted, and how devolved rules differ in Scotland and Wales.
20 Jun 2026 · 3 min read
The Environment Agency has powers to issue civil monetary penalties and pursue criminal prosecution for environmental breaches. This guide explains how EA enforcement works, penalty levels, what triggers action, and how businesses can appeal.
20 Jun 2026 · 3 min read
The summer solstice falls on 20 June 2026 - the longest day of the year in the UK. This guide explains why it happens, daylight hours across UK cities from London to Edinburgh, and the significance of Stonehenge's alignment.
20 Jun 2026 · 2 min read
Weather warnings are in effect across Europe in June 2026. This guide explains what UK travel insurance covers for heat-related illness, the limits of the GHIC card, pre-existing condition declaration rules, and what to check before travelling.
20 Jun 2026 · 3 min read
The UK TV licence rose to PS180 from April 2026. The BBC Royal Charter expires in 2027, with a government review examining alternative funding models. This guide covers who needs a licence, current exemptions, and what could change from 2028.
20 Jun 2026 · 3 min read
The UK and EU published the Gibraltar post-Brexit treaty text in February 2026. From July 15, 2026, the land border fence comes down, airport dual checks begin, and Gibraltar visits count toward the Schengen 90-day limit. Full breakdown for UK tourists, workers, and residents in Spain.
20 Jun 2026 · 3 min readGet Kael Tripton in your Google feed
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