UK Regulations Explained

All guides in this section

New Private Parking Code: 10-Minute Grace Period, £20 Cap Fake discounts and countdown timers: the CMA rules Tell Us Once: the 28 day deadline and what it misses Bereavement Support Payment 2026: rates and deadlines How KT Data Indices Are Built: Sources, Method, Corrections UK Fines and Enforcement Ledger: FCA, ICO, Ofgem, HMRC Reverse Lookup and People-Search Sites: What UK, EU and US Law Actually Allows Too Hot to Work? What UK Law Says About Workplace Heat UK Fishing Quotas Explained: How They Work and the 2026 Stocks Already Fished Out What Ofcom Can and Cannot Do When Online Safety Fines Go Unpaid High Court Confirms Environment Agency Can Prosecute Fraud: What the Southern Water Ruling Decides AGFS Additional Preparation Fee: £81 Rate, Guilty Plea Rules and How to Claim Asbestos in Sand Toys: What Parents Should Do Southern Water Fined £7.1m for Illegal Sewage Discharges Energy Drinks Ban 2027: What Parents and Retailers Should Know Local Government Reorganisation: 14 More Areas Confirmed CMA Takes Action on Private Parking Charges for Drivers Wedding Law Reform: Where Couples Could Legally Marry Next BNPL Regulation Is Live: What 11 Million Klarna, Clearpay and PayPal Users Get Today UK Regulators to Oversee AWS, Google Cloud, Microsoft and Oracle Insolvency Service Review Confirms DRO Reforms Widened Debt Relief Blue Badge Eligibility: Who Automatically Qualifies Andy Burnham's Tax and Property Proposals: What Homeowners and Taxpayers Should Know WASPI Compensation: The Government's Decision Explained First GLP-1 Weight Loss Tablet Approved in the UK: NHS and Cost Explained Car Finance Complaints: 719 Trading Names, Just 106 Real Lenders Motor Finance Redress Scheme Suspended: What It Means for Your Claim Asylum Seekers Must Repay Accommodation Costs: New Bill Explained What Is the Monetary Policy Committee? What Is the Financial Policy Committee? PRA vs FCA: What Is the Difference? What Does the Bank of England Do? How to Check If a UK Financial Firm Is Authorised What Is the Prudential Regulation Authority (PRA)? What Does "Insurer in Default" Mean in the UK? PIP and the Motability Scheme 2026: Eligibility, Costs and the July Changes Carer's Allowance and the State Pension 2026: How They Interact Carer's Allowance Earnings Limit 2026/27: How Much You Can Earn Employment and Support Allowance 2026: How ESA Works in the UK Pension Credit 2026/27: Thresholds, Who Qualifies and How to Claim Carer's Allowance 2026/27: Rate, Eligibility and the Earnings Limit Attendance Allowance 2026/27: Rates, Eligibility and How to Claim Universal Credit Carer Element 2026/27: Amount, Eligibility and Traps Moving from ESA to Universal Credit 2026: Migration Notices Explained Benefit Fraud 2026: How It Is Detected, the Penalties and New DWP Powers DWP Overpayments 2026: How They Are Recovered and How to Dispute Them Appealing a Benefit Decision 2026: The SSCS Tribunal Explained Mandatory reconsideration: why most people stop too soon Carer's Credit 2026: How It Protects Your State Pension New Style ESA 2026/27: Eligibility, Rates and How to Claim The Benefit Cap 2026/27: Limits, Exemptions and How It Works Ultrabrokers: FCA Warning, Not Authorised (4 June 2026) www.privatemarketunlock.uk: FCA Warning, Not Authorised (5 June 2026) Merilledge Invest Ltd: FCA Warning, Not Authorised (5 June 2026) NoxWealth: FCA Warning, Not Authorised (5 June 2026) One Stop Loans: FCA Warning, Not Authorised (5 June 2026) Aerionix Capital: FCA Warning, Not Authorised (8 June 2026) lpdcapital.co.uk: FCA Warning, Not Authorised (9 June 2026) Fortradefx: FCA Warning, Not Authorised (9 June 2026) SovereignFX: FCA Warning, Not Authorised (11 June 2026) Coutts Wealth Management: FCA Warning, Not Authorised (11 June 2026) desirewealthmanagementltd.uk: FCA Warning, Not Authorised (15 June 2026) JadeTrax: FCA Warning, Not Authorised (16 June 2026) Armchair Invest Limited: FCA Warning, Not Authorised (17 June 2026) www.crownunionbank.com: FCA Warning, Not Authorised (18 June 2026) Wirenow: FCA Warning, Not Authorised (18 June 2026) vg-investments.com: FCA Warning, Not Authorised (17 June 2026) MGM & Associates Ltd: FCA Warning, Not Authorised (19 June 2026) PCP Refunds 4U Ltd: FCA Warning, Not Authorised (19 June 2026) Immaculate Ltd operating as UK Claims: FCA Warning, Not Authorised (22 June 2026) Nexusbank Ltd: FCA Warning, Not Authorised (22 June 2026) Shell Invest: FCA Warning, Not Authorised (23 June 2026) Valcrest Trading Limited: FCA Warning, Not Authorised (23 June 2026) TGLB-Trust Global Ledger Bank: FCA Warning, Not Authorised (23 June 2026) Pocket Trading EXP: FCA Warning, Not Authorised (23 June 2026) whitechurchnetwork.net: FCA Warning, Not Authorised (23 June 2026) Great Claims Ltd: FCA Warning, Not Authorised (24 June 2026) TRUE INVESTMENT WORTH: FCA Warning, Not Authorised (24 June 2026) Gigapips: FCA Warning, Not Authorised (26 June 2026) Unauthorised Investment Firm Fraud UK: Boiler Room Scams, Warning Signs and What To Do Forex and Crypto Investment Fraud UK: How Scams Work and How to Protect Yourself Fake Credit Union Scams UK: How to Check if a Credit Union Is FCA and PRA Authorised FCA Clone Firm Fraud: How to Detect and Avoid Investment Scams Impersonating Authorised Firms WealthW-Group: FCA Warning, Not Authorised (26 June 2026) FXprobot: FCA Warning, Not Authorised (26 June 2026) valleyfinance.online: FCA Warning, Not Authorised (23 June 2026) AGCunion (America Gateway Credit Union): FCA Warning, Not Authorised (26 June 2026) app.tbgrouplimited.com: FCA Warning, Not Authorised (26 June 2026) Quanta North: FCA Warning, Not Authorised (26 June 2026) GetFix Global: FCA Warning, Not Authorised (26 June 2026) Dot Big: FCA Warning, Not Authorised (26 June 2026) Nexdiltd.net: FCA Warning, Not Authorised (26 June 2026) Ellington Trade / Prime Capital LLC: FCA Warning, Not Authorised (26 June 2026) Mudrexcapitalfx: FCA Warning, Not Authorised (26 June 2026) www.ubtcreditunion.com: FCA Warning, Not Authorised (26 June 2026) Trade Zone Ventures: FCA Warning, Not Authorised (25 June 2026) JupiterBanking: FCA Warning, Not Authorised (24 June 2026) Nummixo: FCA Warning, Not Authorised (24 June 2026) spreadex-uk.com: FCA Warning, Not Authorised (25 June 2026) UK Alternative Investment Hub: FCA Warning, Not Authorised (25 June 2026) Fidelity Guarantee Trust Bank: FCA Warning, Not Authorised (25 June 2026) Harper & Radford Partners LLC: FCA Warning, Not Authorised (25 June 2026) Quantum Global Markets: FCA Warning, Not Authorised (25 June 2026) Legal Aid Housing Solicitors UK: Full Directory of 363 Approved Providers 2026 Legal Aid Family Solicitors UK: Full Directory of 1,522 Approved Providers 2026 Legal Aid Immigration Solicitors UK: Full Directory of 241 Approved Providers 2026 HMRC Customs Declaration Service Software: Full Approved Developer List 2026 Online Harms Affecting Children: What the YJB Evidence Pack June 2026 Shows UK Patent Application Online: The New IPO Digital Service, Fees and Full Process Guide Council Tax Rates 2026-27: Average Band D, All Bands A-H and Area Comparisons UK House Prices by Region 2026: Land Registry Data and Trends FCA and FOS Complaints Data UK 2025: Most Complained About Banks and Products Ofgem Energy Price Cap History: Every Quarterly Level Since 2019 UK Company Insolvency Statistics 2026: CVLs, Administrations and Sector Data UK Mortgage Rates and Household Debt Statistics 2026 UK Insolvency Statistics 2026: IVA, DRO and Bankruptcy Data CQC Care Home Ratings UK: Find and Compare Rated Homes by Region Export Health Certificate Vets UK: APHA-Registered OV Directory by Region Pension Scam Protection 2026: New DWP Rules and How to Spot a Pension Fraud Warm Homes Plan 2026: Free Insulation, Heat Pump Grants and Solar Loans - What You Can Claim Consumer Credit Act Reform 2026: What the Overhaul Means for Credit Cards, Loans and Borrowers Companies House Accounts Filing Reform 2028: What UK Companies Must Do Before April 2028 PECR Regulations: Cookie Consent and Electronic Marketing Rules Explained Part B Building Regulations: Fire Safety Standards Explained Money Laundering Regulations 2017: What UK Businesses Must Do UK REACH Regulation: Chemicals Registration Requirements for Businesses MEES Regulations for Commercial Property: EPC Minimum Standards Explained Agency Workers Regulations 2010: Equal Treatment Rights Explained Working Time Regulations 1998: Hours, Rest Breaks and Holiday Rights Explained TUPE Regulations 2006: Employee Rights When a Business Changes Hands What Happens If Your Energy Supplier Goes Bust? Ofgem SoLR Explained Consumer Duty and Renewal Pricing: How Dual FCA Rules Protect You PPE Regulations at Work: What Employers Must Provide Free of Charge RIDDOR Regulations 2013: What Work Accidents Must Be Reported to HSE Manual Handling Regulations 1992: Employer Duties and TILE Risk Assessment PUWER Regulations 1998: Work Equipment Safety Requirements Explained LOLER Regulations 1998: Lifting Equipment Safety Inspection Requirements COSHH Regulations 2002: Hazardous Substances at Work Explained Part P Building Regulations: Electrical Safety in Homes Explained Part K Building Regulations: Stairs, Handrails and Guarding Standards Explained Working at Height Regulations 2005: What Employers Must Do EPC Regulations for Landlords: Minimum Standards and MEES Explained Building Regulations Application: When You Need One and How to Apply Part M Building Regulations: Access and Accessibility Standards Explained Building Regulations Completion Certificate: What It Is and How to Get One Part L Building Regulations: Energy Efficiency Standards for New and Existing Homes CDM Regulations 2015: Construction Health and Safety Duties Explained Section 75 Consumer Credit Act: How to Claim Against Your Credit Card Lender CIDRA 2012: Your Disclosure Rights When Buying Home Insurance UK GDPR Rights Against Your Bank and Insurer: Plain English Guide Subject Access Request to Financial Firms: Your UK GDPR Rights Explained Ofgem TPI Regulation: Business Energy Broker Rules and Undisclosed Commissions Bank Account Closure: Your Rights Under UK Regulations Explained Bank Fraud Liability: Your Rights Under Payment Services Regulations Payday Loan Rights: FCA Price Cap and CONC Rules Explained Debt Collection Rights Under FCA CONC 7: What Collectors Can and Cannot Do Credit Card Rights Under FCA CONC Rules: Section 75, Persistent Debt and More FCA Warning List: How to Check for Unauthorised Firms and Scams Ofgem Energy Switching Rights in 2026: 8 Week Rule Explained Smart Meters: Your Rights Under Ofgem Rules, Installation, Faults and Switching Final Response Letter: What It Is and Why the Date Matters for FOS Complaints FOS Provisional Decision: What It Is and How to Respond Consumer Duty and Bank Accounts: What Your Bank Must Do Under FCA Rules Mortgage Early Repayment Charges: FCA Rules and Your Rights Explained Mortgage Prisoners: FCA MCOB 11.9 Rules and Your Rights Explained MCOB 5: What Must a Mortgage Illustration (ESIS) Contain? ICOBS 7.2: Can Your Home Insurer Cancel Your Policy Mid-Term? ICOBS 2.5: The Customer Best Interests Rule in Home Insurance Explained Does Home Insurance Cover Subsidence? UK Rules and Claim Rights Explained Escape of Water in Home Insurance: What Is Covered and How to Claim ICOBS 4: What Must Your Home Insurer Tell You Before You Buy? What Does FCA Regulated Mean? Plain English Guide to FCA Authorisation MCOB 13: What Your Mortgage Lender Must Do If You Miss a Payment Ofgem Energy Supplier Obligations: What Your Supplier Must Do Under UK Rules Ofgem Energy Price Cap Explained: Unit Rates, Standing Charges and Who It Covers FOS vs FSCS: Which Scheme Do You Use and When? FCA Vulnerable Customers: Your Rights Under Consumer Duty Explained FCA Fair Value in Home Insurance: Consumer Duty Outcome 2 Explained FCA Register: How to Check If a Financial Firm Is Authorised DISP 2.8: The 6-Month Financial Ombudsman Deadline Explained MCOB 11: What Affordability Checks Must a Mortgage Lender Do? MCOB 2: Can Your Mortgage Lender Force You to Use Their Buildings Insurance? ICOBS 6B: The FCA Home Insurance Price Walking Ban Explained FSCS Home Insurance Protection: 90% Cover With No Upper Limit Explained How to Complain to the Financial Ombudsman Service: UK Guide 2026 FCA Consumer Duty Explained: Your Rights Against Unfair Insurance and Bank Charges ICOBS 8: What to Do If Your Home Insurance Claim Is Refused, FCA Rules ICOBS 7: Can I Cancel Home Insurance Within 14 Days? FCA Rule Explained Energy Ombudsman: How to Complain in 2026 : 8 Week Rule