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Lifetime ISA UK: rules, bonus, providers and worth-it scenarios

Lifetime ISA UK: rules, bonus, providers and worth-it scenarios

The UK Lifetime ISA gives an annual 25 percent bonus on up to 4,000 pounds of savings for a first home or retirement, with strict rules: a 450,000 pound property cap, a 12 month minimum age, and a 25 percent charge on non-permitted withdrawals.

17 Jun 2026 · 1 min read
Best accounting software UK 2026

Best accounting software UK 2026

Business TL;DR UK small businesses required to submit VAT returns under Making Tax Digital (MTD) must use HMRC-compatible software. MTD

12 Jun 2026 · 6 min read
Best student bank accounts UK 2026

Best student bank accounts UK 2026

FSCS deposit protection increased from £85,000 to £120,000 per person, per authorised institution, from 1 December 2025 (joint accounts: £240,

18 Jul 2026 · 5 min read
Best UK personal loans: cheapest rates, calculator and eligibility

Best UK personal loans: cheapest rates, calculator and eligibility

A plain-English guide to UK personal loans: how representative APR differs from the rate actually offered, what changes the eligibility decision, secured versus unsecured, debt consolidation maths, and the FCA rules that sit behind every regulated loan in the UK.

17 Jun 2026 · 1 min read
Best notice savings accounts UK 2026

Best notice savings accounts UK 2026

Banking TL;DR Notice savings accounts require you to give advance warning before withdrawing - typically 30, 60, 90 or 120 days. In

12 Jun 2026 · 5 min read
Shared Ownership Mortgage Broker UK 2026

Shared Ownership Mortgage Broker UK 2026

A UK shared ownership mortgage broker is an FCA-authorised intermediary specialising in matching shared ownership buyers to lenders that accept the scheme's specific structure. The mortgage market is narrower than for standard residential.

7 Jul 2026 · 6 min read
2nd Charge Mortgage Broker UK: How Second Charge Loans Work

2nd Charge Mortgage Broker UK: How Second Charge Loans Work

A UK second charge mortgage broker is an FCA-authorised intermediary specialising in second-charge lender criteria. The market is broker-led: roughly a dozen specialist lenders, mostly intermediary-only. This article covers fees and choice.

12 Jun 2026 · 6 min read
Best Secured Loans UK 2026

Best Secured Loans UK 2026

The 'best' UK secured loan in 2026 is the lowest APRC at the lender that approves your specific case. Compare like-for-like across mainstream and specialist lenders, model rate plus fees, factor in ERCs.

12 Jun 2026 · 6 min read

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