UK home, contents and appliance cover guides sourced from FCA, ABI and Financial Ombudsman data. Independent analysis with no affiliate links on regulated products.
Data under Open Government Licence v3.0.
Taxi insurance covers licensed hackney carriage and private hire vehicles for hire and reward use. This guide explains the difference between hackney carriage and PHV insurance, what licensing requires, and how much taxi insurance costs in the UK.
19 Jun 2026 · 5 min read
Caravan insurance covers touring and static caravans against accidental damage, theft, storm, and liability. This guide explains the difference between touring and static cover, what new-for-old policies provide, and how much caravan insurance costs in the UK.
19 Jun 2026 · 5 min read
Sports equipment insurance covers specialist sports kit against theft and accidental damage, and can include sports liability. This guide explains what sports equipment insurance covers, when home insurance is not enough, and how much standalone sports kit cover costs in the UK.
19 Jun 2026 · 4 min read
Bicycle insurance covers theft, accidental damage, and third-party liability for cyclists. This guide explains what bicycle insurance covers, whether home insurance is enough, and how much standalone bike insurance costs in the UK.
19 Jun 2026 · 5 min read
Product liability insurance covers claims for injury or property damage caused by products you manufacture, supply, or sell. This guide explains who needs product liability cover, what it costs, and how it differs from public liability in the UK.
19 Jun 2026 · 5 min read
Window cleaner insurance combines public liability, employers liability, and tools cover for window cleaning businesses. This guide explains what is covered, what working at height requirements apply, and how much window cleaner insurance costs in the UK.
19 Jun 2026 · 5 min read
Landscape gardener insurance combines public liability, employers liability, and tools cover for landscaping and grounds maintenance businesses. This guide explains what is covered, what pesticide and machinery exclusions apply, and how much landscaper insurance costs in the UK.
19 Jun 2026 · 4 min read
Bricklayer insurance combines public liability, employers liability, and tools cover for bricklayers and masonry contractors. This guide explains what is covered, what silica dust obligations apply, and how much bricklayer insurance costs in the UK.
19 Jun 2026 · 4 min read
Joiner insurance combines public liability, employers liability, and tools cover for joiners, carpenters, and cabinet makers. This guide explains what is covered, what woodworking dust exclusions apply, and how much joiner insurance costs in the UK.
19 Jun 2026 · 5 min read
Warehouse insurance combines building, stock and contents, goods in storage, business interruption, and liability cover for storage and distribution businesses. This guide explains what warehouse insurance covers, what stock sublimits apply, and how much it costs in the UK.
19 Jun 2026 · 5 min read
Office insurance covers the building (if owned), contents and equipment, business interruption, and public and employers liability for office-based businesses. This guide explains what is included, what cyber exclusions apply, and how much office insurance costs in the UK.
19 Jun 2026 · 5 min read
Commercial landlord insurance covers owners of office, retail, industrial, and mixed-use property against building damage, loss of rent, and liability. This guide explains what commercial landlord insurance covers, what exclusions apply, and how much it costs in the UK.
19 Jun 2026 · 5 min read
Standard van insurance does not cover courier and delivery work. Courier van insurance with hire and reward cover is required for any van used to deliver goods for payment. This guide explains the difference, what courier van insurance costs, and what to look for in 2026.
19 Jun 2026 · 5 min read
Black box insurance uses a telematics device to monitor driving behaviour and adjust premiums accordingly. This guide explains how black box policies work, what data is collected, how it affects premiums, and whether a black box is worth it for young drivers.
19 Jun 2026 · 5 min read
Learner driver insurance covers provisional licence holders practising in their own car or a private vehicle. This guide explains the difference between learner driver cover and being added to a policy, how much it costs, and the rules on supervising drivers.
19 Jun 2026 · 5 min read
Roofer insurance combines public liability, employers liability, and contract works cover for roofing contractors. This guide explains the specific risks of roofing work, what cover is legally required, and how much roofer insurance costs in the UK.
19 Jun 2026 · 5 min read
Plasterer insurance combines public liability, employers liability, and tools cover. This guide explains what cover plasterers need, what dust and damp exclusions apply, and how much plasterer insurance costs in the UK.
19 Jun 2026 · 4 min read
Electrician insurance combines public liability, employers liability, and tools cover for electrical contractors. This guide explains what is legally required, what NICEIC and NAPIT membership requires, and how much electrician insurance costs in the UK.
19 Jun 2026 · 5 min read
Plumbers insurance combines public liability, employers liability, and tools cover for plumbing and heating engineers. This guide explains what cover is legally required, what water damage exclusions apply, and how much plumbers insurance costs in the UK.
19 Jun 2026 · 6 min read
Scaffolding insurance combines public liability, employers liability, contract works and plant cover for scaffolding contractors. This guide explains what cover is legally required, what typical policies include, and how much scaffolding insurance costs in the UK.
19 Jun 2026 · 6 min read
Personal car or moped insurance does not cover food delivery work. This guide explains what cover UK food delivery drivers need, what platform insurance actually provides, how the inter-delivery gap works, and PAYG H&R options in 2026.
18 Jun 2026 · 5 min read
Standard car insurance does not cover driving for payment. Hire and reward insurance is required for food delivery, courier work, taxi, and private hire. This guide explains the legal requirement, what platform insurance actually covers, the inter-delivery gap, and PAYG H&R options in 2026.
18 Jun 2026 · 6 min read
Drivers with criminal convictions must declare them to their car insurer when asked. This guide explains what must be declared, how endorsements affect premiums, where to find convicted driver insurance, and what happens if you do not disclose.
18 Jun 2026 · 5 min read
If your car has been impounded by the police you need impound insurance before it can be released. This guide explains the legal position, what impound insurance costs in 2026, how to get it quickly, and what happens if you miss the 14-day collection deadline.
18 Jun 2026 · 6 min read
Contractors all risk (CAR) insurance covers construction projects against accidental damage and third-party liability during the build. This guide explains who needs it, what is covered, what is excluded, and how much it costs in the UK.
18 Jun 2026 · 6 min read
Hired-in plant insurance covers damage or theft of plant equipment you hire rather than own. This guide explains what it covers, what exclusions apply, typical UK costs, and the key differences from a damage waiver.
18 Jun 2026 · 6 min read
KAEL TRIPTON - HONEST ASSESSMENT Is Domestic and General worth it? DependsOn the appliance FRN 312468FCA authorised FCA scrutinyConsumer Duty Self-insuranceAlternative to
14 Jul 2026 · 5 min read
KAEL TRIPTON - COMPARISON D&G vs British Gas HomeCare 2026 D&G: 59KT Score BG: 61KT Score D&G:
14 Jul 2026 · 4 min read
KAEL TRIPTON - PRODUCT REVIEW D&G home emergency cover 2026 57/100KT Score FRN 312468FCA authorised 24/7 helplineEmergency claims Plumbing,
14 Jul 2026 · 4 min read
KAEL TRIPTON - PRODUCT REVIEW D&G boiler cover review 2026 58/100KT Score FRN 312468FCA authorised Boiler breakdownParts and labour Annual
14 Jul 2026 · 4 min readGet Kael Tripton in your Google feed
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