Domestic and General appliance cover review 2026 โ what it covers and what it does not
KAEL TRIPTON - PRODUCT REVIEW D&G appliance cover review 2026 59/100KT Score FRN 312468FCA authorised Repair or replaceSettlement options Manufacturer
UK home, contents and appliance cover guides sourced from FCA, ABI and Financial Ombudsman data. Independent analysis with no affiliate links on regulated products.
Data under Open Government Licence v3.0.
KAEL TRIPTON - PRODUCT REVIEW D&G appliance cover review 2026 59/100KT Score FRN 312468FCA authorised Repair or replaceSettlement options Manufacturer
14 Jul 2026 · 5 min read
KAEL TRIPTON - BRAND PROFILE Domestic and General 59/100KT Score FCA FRN 312468Reg. number Est. 1912Founded London, UKHQ LAST REVIEWED: JUNE 2026
15 Jun 2026 · 4 min read
KAEL TRIPTON - BRAND PROFILE Admiral Group Plc 62/100KT Score FTSE 100 (LSE: ADM)London Stock Exchange FRN 310848EUI Limited Est. 1991,
15 Jun 2026 · 7 min read
FCA firm-level complaints data H2 2025 for UK home insurers: complaint volumes and upheld rates for Admiral, Aviva, Direct Line, LV=, Hastings, esure and more.
15 Jun 2026 · 5 min read
A standard home policy restricts cover when a property sits empty. This guide explains second home insurance: how it differs from primary-home and holiday-let cover, the unoccupancy clauses that decide claims, plus the council tax premium and Stamp Duty rules a second owner faces.
17 Jun 2026 · 19 min read
Santander home insurance reviewed: 123 World account bundle assessed, underwriter identity, fair value obligations under FCA Consumer Duty, FCA FRN 106054 and cover limits.
24 Aug 2026 · 5 min read
Post Office home insurance reviewed: Post Office Ltd acts as intermediary not underwriter, panel arrangement, in-branch accessibility for non-digital customers, FCA details.
24 Aug 2026 · 4 min read
MBNA home insurance reviewed: product status after Lloyds acquisition, Section 75 credit card protection versus insurance explained, FCA FRN 141580 and current options.
24 Aug 2026 · 4 min read
What home insurance costs in the UK and why: the ABI Premium Tracker on average buildings, contents and combined premiums, Insurance Premium Tax at 12%, the factors that drive your quote, monthly versus annual payment, and legitimate ways to lower a premium without voiding cover.
17 Jun 2026 · 15 min read
Homeprotect home insurance reviewed: specialist insurer for flood risk, subsidence, listed buildings and unoccupied properties. FCA FRN 304432 and cover limits table.
15 Jun 2026 · 4 min read
A factual 2026 guide to home insurance in Northern Ireland: how FCA regulation applies UK-wide, what differs locally through NI property law, rates and planning, how flood risk at Lough Neagh and the River Bann is mapped, and how to set a sound rebuild sum insured.
17 Jun 2026 · 16 min read
A factual 2026 guide to the UK home insurance claims process: how to notify and evidence a claim, the ICOBS rules insurers must follow, realistic timelines, and how to escalate a rejected claim to the Financial Ombudsman Service.
17 Jun 2026 · 17 min read
Hastings Direct home insurance: most-reviewed UK insurer on Trustpilot (191,000 reviews), three cover tiers, Sampo Group ownership explained and FCA registration.
24 Aug 2026 · 5 min read
An independent 2026 guide to unoccupied property insurance in the UK: why standard home cover restricts or voids after a property is left empty, the common triggers from probate to renovation, how the specialist market works, and the disclosure duty that protects empty-home claims.
15 Jun 2026 · 17 min read
A 2026 guide to renters insurance in the UK: why tenants need contents not buildings cover, how tenant's liability protects the landlord's fixtures, away-from-home cover, digital and monthly products, and why deposit protection schemes are not insurance.
15 Jun 2026 · 16 min read
A 2026 guide to new build home insurance in the UK: how the NHBC Buildmark ten-year warranty differs from the buildings insurance a mortgage lender requires, when cover must start between exchange and completion, the snagging period, and developer-referred policies under FCA Consumer Duty.
17 Jun 2026 · 16 min read
A 2026 guide to listed building insurance in the UK: what statutory listing means for Grade I, II* and II properties, why rebuild cost can far exceed market value, the role of listed building consent and RICS rebuild valuations, and why specialist insurers are usually needed.
15 Jun 2026 · 16 min read
A 2026 guide to home insurance and subsidence in the UK: how policies treat ground movement, the duty to disclose previous subsidence, clay shrink-swell hazard data, tree proximity, the typical excess, and keeping cover on a property with history.
17 Jun 2026 · 16 min read
A 2026 guide to high-value home insurance in the UK: who needs it, how the specialist prestige market works, sum-insured-flexible contents, scheduling fine art, jewellery, watches and wine, worldwide all-risks, RICS rebuild and FCA protections.
17 Jun 2026 · 21 min read
A factual 2026 guide to accidental damage home insurance in the UK: why it is usually an optional add-on, what counts as accidental versus wear and tear, the common exclusions including pet damage and DIY, how it is priced, and how to weigh whether it is worth paying for.
17 Jun 2026 · 18 min read
NFU Mutual home insurance reviewed: mutual insurer, agent-only distribution, rural and farm cover, agreed rebuild value option, Trustpilot 4.7/5 and FCA details.
24 Aug 2026 · 5 min read
Lloyds Bank home insurance reviewed: Premier Account bundled cover assessed, FCA Consumer Duty fair value obligations, cover limits table and Lloyds Banking Group FRN.
24 Aug 2026 · 5 min read
John Lewis home insurance reviewed: John Lewis Financial Services distributor model, underwriter identity, Partnership card points value on premiums and FCA details.
24 Aug 2026 · 4 min read
Halifax home insurance reviewed: Lloyds Banking Group brand, bank-tied insurance fair value, cover limits table, FCA Consumer Duty obligations and FCA FRN 119278.
24 Aug 2026 · 4 min read
esure home insurance reviewed: digital-first Esure Group brand, Sheilas Wheels connection explained, two-tier cover limits, lower-risk customer focus and FCA details.
24 Aug 2026 · 5 min read
A factual 2026 review of Tesco home insurance: how the Clubcard discount works, who underwrites the cover now that it is in-house with Tesco Underwriting, and why the sale of Tesco Bank to Barclays left the insurance arm untouched for buildings and contents policyholders.
24 Aug 2026 · 18 min read
Saga home insurance reviewed: exclusively for over-50s, 3-year fixed price guarantee, two cover tiers, underwritten by Ageas, Trustpilot score and FCA details.
24 Aug 2026 · 5 min read
Policy Expert home insurance reviewed: highest Trustpilot score of any major UK home insurer, QMetric Group digital model, cover limits table and FCA registration.
24 Aug 2026 · 5 min read
Hiscox home insurance reviewed: bedroom-rated contents model, Lloyd's of London security, cover for properties above 500,000 rebuild cost, and FCA registration details.
24 Aug 2026 · 5 min read
Churchill home insurance reviewed: Direct Line Group brand available on comparison sites, three tier cover limits, relationship to Direct Line explained and FCA details.
24 Aug 2026 · 5 min readGet Kael Tripton in your Google feed
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