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Last updated Aug 25, 2026
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Home Insurance ยทUK home, contents and appliance cover guides sourced from FCA, ABI and Financial Ombudsman data. Independent analysis with no affiliate links on regulated products.
190 guides in this section Latest first
Second Home Insurance UK 2026 - Protecting a Holiday Property or Investment

Second Home Insurance UK 2026 - Protecting a Holiday Property or Investment

A standard home policy restricts cover when a property sits empty. This guide explains second home insurance: how it differs from primary-home and holiday-let cover, the unoccupancy clauses that decide claims, plus the council tax premium and Stamp Duty rules a second owner faces.

17 Jun 2026 · 19 min read
Unoccupied Property Insurance UK 2026 - Cover for Empty Homes Explained

Unoccupied Property Insurance UK 2026 - Cover for Empty Homes Explained

An independent 2026 guide to unoccupied property insurance in the UK: why standard home cover restricts or voids after a property is left empty, the common triggers from probate to renovation, how the specialist market works, and the disclosure duty that protects empty-home claims.

15 Jun 2026 · 17 min read
Renters Insurance UK 2026 - Contents Cover for Tenants Explained

Renters Insurance UK 2026 - Contents Cover for Tenants Explained

A 2026 guide to renters insurance in the UK: why tenants need contents not buildings cover, how tenant's liability protects the landlord's fixtures, away-from-home cover, digital and monthly products, and why deposit protection schemes are not insurance.

15 Jun 2026 · 16 min read
New Build Home Insurance UK 2026 - What Buyers Need to Know

New Build Home Insurance UK 2026 - What Buyers Need to Know

A 2026 guide to new build home insurance in the UK: how the NHBC Buildmark ten-year warranty differs from the buildings insurance a mortgage lender requires, when cover must start between exchange and completion, the snagging period, and developer-referred policies under FCA Consumer Duty.

17 Jun 2026 · 16 min read
Accidental Damage Home Insurance UK 2026 - Is the Add-On Worth Paying For?

Accidental Damage Home Insurance UK 2026 - Is the Add-On Worth Paying For?

A factual 2026 guide to accidental damage home insurance in the UK: why it is usually an optional add-on, what counts as accidental versus wear and tear, the common exclusions including pet damage and DIY, how it is priced, and how to weigh whether it is worth paying for.

17 Jun 2026 · 18 min read
Tesco Home Insurance Review 2026 - Clubcard Savings and Cover Examined

Tesco Home Insurance Review 2026 - Clubcard Savings and Cover Examined

A factual 2026 review of Tesco home insurance: how the Clubcard discount works, who underwrites the cover now that it is in-house with Tesco Underwriting, and why the sale of Tesco Bank to Barclays left the insurance arm untouched for buildings and contents policyholders.

24 Aug 2026 · 18 min read

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