Hub: Mortgages

UK Buy-to-Let for Expats 2026 -- Mortgages, Tax and Reporting Rules

UK buy to let expat 2026: NRLS withholds 20% basic rate tax from gross rents; form NRL1 allows gross payment. Mortgage interest restricted to a 20% basic rate credit. Non-Resident SDLT Surcharge of 2% applies on purchase. Non-resident CGT 18-24% on sale; report within 60 days.

16 Jun 2026 · 9 min read

Buying Property in Canada as a UK Citizen 2026 -- Mortgages, Land Transfer Tax and Process

Buy property Canada UK citizens 2026: federal prohibition extended December 2026, with work permit exemptions. BC levies 20% Additional Property Transfer Tax for foreign buyers. CMHC insurance applies below 20% deposit. Non-resident mortgages need 20-35% deposit.

16 Jun 2026 · 12 min read

Dubai Golden Visa for UK Citizens 2026 -- Property, Investor and Talent Routes

Dubai Golden Visa for UK citizens: 10-year renewable UAE residency. Property route requires AED 2 million completed property (approx £420,000). Investor route requires AED 2 million in a UAE fund. GDRFA processes in 2-4 weeks. Dependent visa fee is AED 3,800 per person.

16 Jun 2026 · 11 min read

Buying Property in Dubai as a UK Citizen 2026 -- Complete Guide

Buying property in Dubai as a UK citizen is open to all nationalities in designated freehold zones. No property purchase tax applies; the Dubai Land Department (DLD) transfer fee is 4% of the purchase price.

16 Jun 2026 · 12 min read

Buying Property in Spain as a UK Citizen 2026 -- ITP, Mortgages and Finance

Buying property in Spain as a UK citizen in 2026 involves ITP transfer tax of 6-11% (varies by region), notary fees, and NIE registration. Mortgages for non-residents are capped at 60-70% LTV; Euribor 12-month rate stood at 2.48% in March 2026.

16 Jun 2026 · 11 min read

Equity Release UK 2026 — How a Lifetime Mortgage Works, ERC Standards 2.0 and the £2.57bn Market

How a UK lifetime mortgage actually works in 2026 — ERC Standards 2.0, drawdown vs lump sum, the no-negative-equity guarantee, and how compound interest affects the estate.

17 Jun 2026 · 10 min read

Remortgage With Bad Credit UK 2026 — Specialist Lenders, LTV Bands and What Rates to Expect

1.8m UK fixed-rate mortgages expire in 2026. If you have adverse credit, specialist lenders are the route — at higher rates and tighter LTVs. Here is what to expect.

17 Jun 2026 · 10 min read

Moving to Cyprus from the UK 2026: Visa, Tax and Property Guide

Moving to Cyprus from the UK in 2026 offers the UK retiree the most favourable tax regime in the EU — 17 years of 0% tax on foreign dividends and interest under Non-Dom status. Category F permanent residency needs €9,568 annual income. GESY healthcare, English legal system, no inheritance tax.

11 May 2026 · 10 min read

UK House Prices and Rents April 2026: ONS Release Summary

ONS House Price Index and Private Rent release for April 2026 summarised: annual growth by region, average prices, and what changed since March.

13 May 2026 · 5 min read

Mortgage Brokers on The Desk

Ongoing editorial coverage of FCA-authorised UK mortgage intermediaries — residential, buy-to-let, commercial and specialist lending brokers on The Kaeltripton Desk.

18 May 2026 · 3 min read

Renters Rights Act: 31 May 2026 Information Sheet Deadline — £7,000 Fine Risk Explained

Every landlord in England must serve the official Information Sheet PDF to every tenant by 31 May 2026 or face fines up to £7,000 per tenancy. Section 21 ends 1 May. Full compliance guide for landlords and agents.

20 Apr 2026 · 5 min read

Rightmove April 2026 House Price Index: £373,971 Asking Prices Meet 5.42% Mortgages

Rightmove April 2026 HPI shows asking prices rising 0.8% to £373,971 even as mortgage rates surge to 5.42% post-Iran. Buyer demand is down 7%, supply is at a decade high. What it means for buyers and sellers.

20 Apr 2026 · 4 min read

Tembo Mortgages Explained: How Family Deposit Schemes Work

Part of our UK mortgage rates guide. See the main pillar for the full lender comparison, FRN-verified best buys by LTV

3 May 2026 · 7 min read

Best Equity Release UK 2026: Lifetime Mortgage Rates and Providers Ranked

Equity release rates in 2026 are typically between 5% and 7% AER for lifetime mortgages, with the interest compounding and rolling up

17 Jun 2026 · 11 min read

UK Mansion Tax from April 2028: What We Know About the New High-Value Property Surcharge

The Autumn Budget 2025 confirmed a new High Value Council Tax Surcharge from April 2028 — widely dubbed the Mansion Tax. Expected to target homes above £2m. Full guide to what's confirmed, what's still being consulted on, and where it hits hardest.

19 Apr 2026 · 4 min read

EPC C by 2030: Complete Landlord Guide to £10,000 Cap, £30,000 Fines and What to Do Now

All privately rented homes in England and Wales must reach EPC C by 1 October 2030. £10,000 spending cap per property, £30,000 fines for non-compliance, 2.5 million properties need upgrading. Here's the definitive 2026 guide for UK landlords.

19 Apr 2026 · 4 min read

UK Buy-to-Let Mortgage Squeeze 2026: Rates Up, 220,000 Landlords Tipped to Exit

Average two-year BTL fixed rates jumped from 4.66% to 5.44% in a single month. 93,000 landlords exited in 2025 and Pepper Money forecasts another 220,000 exits by end of 2026. The perfect storm for UK BTL brokers and landlords explained.

12 Jun 2026 · 4 min read

UK Stamp Duty 2026: Complete Guide for Buyers, First-Time Buyers and Landlords

No new Stamp Duty changes in 2026 — but the cuts from April 2025 still catch buyers out. First-time buyer relief at £300,000, standard threshold £125,000, additional property surcharge up to 5%. Full rates, worked examples and when you pay.

12 Jun 2026 · 3 min read

Renters' Rights Act: Everything That Changes on 1 May 2026 for UK Landlords and Tenants

Section 21 evictions abolished, fixed-term tenancies gone, rent bidding banned. On 1 May 2026 the biggest overhaul of UK renting in 30 years takes effect. Here's what landlords must do by 31 May and what tenants gain.

19 Apr 2026 · 3 min read

Bank of England Holds Base Rate at 3.75% Ahead of 30 April Decision: What It Means for UK Mortgages

The Bank of England held the base rate at 3.75% in March, with 90% of economists expecting another hold on 30 April. Middle East tensions have shifted the rate outlook — here's what borrowers, remortgagers and brokers need to know.

12 Jun 2026 · 2 min read

UK Mortgage Rates May 2026: Best Deals From 5.84% (Live Tracker)

UK mortgage rates 2026: average mortgage rate data, best 2-year fixed from 5.84%, 5-year deals and Bank of England base rate impact. Updated monthly.

12 Jun 2026 · 5 min read

Property and Financial LPA UK 2026, Complete Guide

A property and financial LPA lets a trusted person manage your money and assets if you lose capacity. Registration now costs £92. Here is everything you need.

18 May 2026 · 8 min read

Equity Release Interest Rates UK 2026 — What You'll Pay and How Compound Interest Works

Equity release lifetime mortgage rates start from around 6.30% MER in April 2026. How compound interest works, what ERC Standards 2.0 protects, and what to weigh up.

17 Jun 2026 · 10 min read

Mortgage Brokers on The Desk

Residential, buy-to-let, commercial and specialist mortgage intermediaries — UK firms on editorial record with Kaeltripton.

12 Jun 2026 · 2 min read

Kent & Medway Adult Mental Health Conveyance Service Market Engagement 1-1s — NHS Kent and Medway Integrated Care Board | Bidding Guide 2026

This UK government tender from NHS Kent and Medway Integrated Care Board has been published on Find a Tender Service. The contract

18 May 2026 · 1 min read

Key Holding, Property Inspections and First Responder Services — Warwickshire County Council | Bidding Guide 2026

This UK government tender from Warwickshire County Council has been published on Find a Tender Service. The contract covers key holding, property

18 May 2026 · 1 min read

Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Red Kite Community Housing Limited — Red Kite Community Housing imited | Bidding Guide 2026

This UK government tender from Red Kite Community Housing imited has been published on Find a Tender Service. The contract covers insurance

15 Jun 2026 · 1 min read

Property Clearance & Cleaning, Set Up and Minor Repairs — Hull City Council | Bidding Guide 2026

This UK government tender from Hull City Council has been published on Find a Tender Service. The contract covers property clearance &

18 May 2026 · 1 min read

Boiler Replacement at The Isleworth Centre — NHS Property Services Limited | Bidding Guide 2026

This UK government tender from NHS Property Services Limited has been published on Find a Tender Service. The contract covers boiler replacement

18 May 2026 · 1 min read

The Boatyard Bath Road Bristol – Mains Electric Installation — Clarion Housing Property Development Service Limited | Bidding Guide 2026

This UK government tender from Clarion Housing Property Development Service Limited has been published on Find a Tender Service. The contract covers

18 May 2026 · 1 min read