Buying Property in Spain as a UK Citizen 2026 -- ITP, Mortgages and Finance
Buying property in Spain as a UK citizen in 2026 involves ITP transfer tax of 6-11% (varies by region), notary fees, and NIE registration. Mortgages for non-residents are capped at 60-70% LTV; Euribor 12-month rate stood at 2.48% in March 2026.
Equity Release UK 2026 — How a Lifetime Mortgage Works, ERC Standards 2.0 and the £2.57bn Market
How a UK lifetime mortgage actually works in 2026 — ERC Standards 2.0, drawdown vs lump sum, the no-negative-equity guarantee, and how compound interest affects the estate.
Moving to Cyprus from the UK 2026: Visa, Tax and Property Guide
Moving to Cyprus from the UK in 2026 offers the UK retiree the most favourable tax regime in the EU — 17 years of 0% tax on foreign dividends and interest under Non-Dom status. Category F permanent residency needs €9,568 annual income. GESY healthcare, English legal system, no inheritance tax.
EPC C by 2030: Complete Landlord Guide to £10,000 Cap, £30,000 Fines and What to Do Now
All privately rented homes in England and Wales must reach EPC C by 1 October 2030. £10,000 spending cap per property, £30,000 fines for non-compliance, 2.5 million properties need upgrading. Here's the definitive 2026 guide for UK landlords.