Vehicle Tax Direct Debit UK 2026: Set Up, Cancel, and the 5% Surcharge
Paying UK car tax by Direct Debit spreads the cost but adds a surcharge — 5% on monthly, 2.5% on six-monthly. Annual DD has no surcharge. Set up at gov.uk/vehicle-tax. Cancels automatically on sale or SORN. Here's the 2026 mechanics including what happens if the DD bounces.