Money

Premium Bonds Prize Rate Cut to 3.30% from April 2026 Draw: Are They Still Worth It?

NS&I has cut the Premium Bonds prize fund rate from 3.60% to 3.30% and lengthened odds to 23,000 to 1 for the April 2026 draw. 21 million holders affected. Full breakdown of what changes, the real odds of winning, and whether Cash ISAs now beat them.

19 Apr 2026 · 4 min read

UK Student Loan Plan 5 Repayments Start 6 April 2026: Complete Guide to Threshold, Interest and Write-Off

From 6 April 2026, the first Plan 5 student loan borrowers start repaying. £25,000 threshold, 9% over, 40-year write-off, RPI-only interest at 3.2%. Full comparison of all 5 UK plans, worked examples, and why you typically should not overpay.

19 Apr 2026 · 4 min read

Winter Fuel Payment £35,000 Clawback: How HMRC Will Recover from April 2026

From April 2026, HMRC recovers Winter Fuel Payments from pensioners with individual income over £35,000. Around 2 million affected, recovery via PAYE tax code changes or Self Assessment. Full guide including worked examples and the Pension Credit gateway.

12 Jun 2026 · 4 min read

Cash ISA Allowance Cut to £12,000 from April 2027: What Under-65 UK Savers Need to Know

From 6 April 2027 the Cash ISA allowance for under-65s falls from £20,000 to £12,000, with £8,000 effectively reserved for investment. Over-65s keep the full £20,000. Full breakdown of the Autumn Budget 2025 change and what savers should do.

4 May 2026 · 3 min read

Deepfake Martin Lewis Scams: How AI Celebrity Fraud is Costing UK Savers Thousands

A Surrey retiree lost £20,000 of his life savings after watching a deepfake Martin Lewis video on Facebook. AI-generated celebrity endorsement scams are now one of the UK's fastest-growing fraud formats. Here's how to spot them and protect yourself.

19 Apr 2026 · 3 min read

MiFID II Fee Disclosure Rules UK: What Advisers Need to Know

MiFID II introduced mandatory cost and charges disclosure for UK financial advisers. What must be disclosed, ex-ante vs ex-post, and the Consumer Duty overlay in 2026.

18 May 2026 · 2 min read

How Much Do Financial Advisers Charge in the UK? 2026 Fee Guide

A complete guide to UK financial adviser fees in 2026 — initial charges, ongoing fees, hourly rates and what you should expect to pay.

18 May 2026 · 1 min read

Broker-Led SME Lending Hits Record £33 Billion as Challenger Banks Hold 60% of UK Market

NACFB members arranged £33bn of UK SME lending in 2025 — a 25% jump. Total broker-facilitated market now ~£50bn a year. Here's what the structural shift means for business finance brokers in 2026.

18 Apr 2026 · 2 min read

Bank of England Holds Base Rate at 3.75% Ahead of 30 April Decision: What It Means for UK Mortgages

The Bank of England held the base rate at 3.75% in March, with 90% of economists expecting another hold on 30 April. Middle East tensions have shifted the rate outlook — here's what borrowers, remortgagers and brokers need to know.

12 Jun 2026 · 2 min read

Best Compound Interest Savings Accounts UK 2026

UK savings accounts with daily or monthly compound interest in 2026: AER vs gross rates explained, with top picks for easy access and fixed-term saving.

12 Jun 2026 · 5 min read

Compound Interest vs Simple Interest UK 2026 — What Is the Difference?

Simple interest pays a fixed amount on your original deposit. Compound interest pays interest on your growing balance. On £10,000 at 5% over 20 years the difference is £7,126. Here is everything you need to know.

12 Jun 2026 · 3 min read

Rule of 72 UK Guide 2026 — How Long to Double Your Money?

Divide 72 by your annual interest rate to find how long it takes to double your money. At 5% AER that is 14.4 years. At 7% it is 10.3 years. Here is the complete UK guide with worked examples.

12 Jun 2026 · 4 min read

£10,000 Compound Interest UK 2026 — How Much Will It Grow?

A one-time £10,000 deposit at 5% AER grows to £16,289 after 10 years and £43,219 after 30 years. Here are the exact figures at every major rate, with and without monthly contributions.

12 Jun 2026 · 5 min read

Mutual Wills vs Mirror Wills UK, The Critical Difference

Mirror wills and mutual wills look similar but work very differently. Understanding the distinction could protect your estate from unintended outcomes in 2026.

18 May 2026 · 9 min read

Digital Assets in Your Will UK, Crypto, Passwords, Online Accounts

Cryptocurrency, online accounts, and passwords can be lost forever if not included in your will. Here is how to protect digital assets in your UK estate in.

18 May 2026 · 9 min read

Letter of Wishes UK 2026, What It Is and How to Write One

A letter of wishes guides your executors and trustees without binding them legally. Here is what to include, how to write one, and why it matters in 2026.

18 May 2026 · 9 min read

Equity Release Interest Rates UK 2026 — What You'll Pay and How Compound Interest Works

Equity release lifetime mortgage rates start from around 6.30% MER in April 2026. How compound interest works, what ERC Standards 2.0 protects, and what to weigh up.

17 Jun 2026 · 10 min read

FTSE Jumps and Pound Surges as Hormuz Reopening Triggers Relief Rally Across UK Markets

UK stocks and bonds jumped on 17 April 2026 after Iran declared the Strait of Hormuz open for commercial shipping. The FTSE 100 rallied, gilt yields eased and sterling surged against the dollar as global markets priced out the worst-case Middle East scenarios.

20 Apr 2026 · 4 min read

Paris Hormuz Summit: UK and France Lead 40-Nation Coalition to Reopen Strait After Seven-Week Closure

Prime Minister Keir Starmer and French President Emmanuel Macron co-hosted a virtual summit on 17 April 2026 to coordinate a multinational plan to restore freedom of navigation through the Strait of Hormuz, which has been largely blocked since late February.

20 Apr 2026 · 4 min read

Bank of England Rate Decision: Held at 4.50% (April 2026 MPC Verdict)

The MPC meets on 30 April with the base rate at 3.75%. Before the Iran war, two rate cuts were expected in 2026. Now markets are split between a hold and a hike.

10 May 2026 · 3 min read

CSV/M3-ISS - M3 Amphibious Rig In-Service Support-UK5 — Defence Equipment and Support | Bidding Guide 2026

This UK government tender from Defence Equipment and Support has been published on Find a Tender Service. The contract covers csv/m3-

18 May 2026 · 1 min read

Well Wave Plus: (Open Access and Equity) — Leeds City Council | Bidding Guide 2026

This UK government tender from Leeds City Council has been published on Find a Tender Service. The contract covers well wave plus:

18 May 2026 · 1 min read

1300 – Occupational Health, EAP and Associated Health and Wellbeing Services Framework — Yorkshire Purchasing Organisation | Bidding Guide 2026

This UK government tender from Yorkshire Purchasing Organisation has been published on Find a Tender Service. The contract covers 1300 – occupational health,

11 May 2026 · 1 min read

Supply of CISCO networking equipment, servers & core components, peripherals, and support — UK BIOBANK LIMITED | Bidding Guide 2026

This UK government tender from UK BIOBANK LIMITED has been published on Find a Tender Service. The contract covers supply of cisco

11 May 2026 · 1 min read

YPO 001283 Outdoor Furniture — Yorkshire Purchasing Organisation | Bidding Guide 2026

This UK government tender from Yorkshire Purchasing Organisation has been published on Find a Tender Service. The contract covers ypo 001283 outdoor

11 May 2026 · 1 min read

Supply of Dell servers and storage devices — UK BIOBANK LIMITED | Bidding Guide 2026

This UK government tender from UK BIOBANK LIMITED has been published on Find a Tender Service. The contract covers supply of dell

11 May 2026 · 1 min read

Purchase of pergolas Athens — Foreign, Commonwealth and Development Office | Bidding Guide 2026

This UK government tender from Foreign, Commonwealth and Development Office has been published on Find a Tender Service. The contract covers purchase

11 May 2026 · 1 min read

Histology Modernisation — University Hospitals Dorset NHS Foundation Trust | Bidding Guide 2026

This UK government tender from University Hospitals Dorset NHS Foundation Trust has been published on Find a Tender Service. The contract covers

11 May 2026 · 1 min read

PAHT - Lift A,B,C Modernisation & Door Replacement — The Princess Alexandra Hospital NHS Trust | Bidding Guide 2026

This UK government tender from The Princess Alexandra Hospital NHS Trust has been published on Find a Tender Service. The contract covers

11 May 2026 · 1 min read

Provision for (100) Surveys and Investigations — Derbyshire County Council | Bidding Guide 2026

This UK government tender from Derbyshire County Council has been published on Find a Tender Service. The contract covers provision for (100)

18 May 2026 · 1 min read