Regulations

UK Regulators to Oversee AWS, Google Cloud, Microsoft and Oracle

The Bank of England, PRA and FCA start jointly overseeing four cloud and tech providers, AWS, Google Cloud, Microsoft Ireland and Oracle, from 13 July 2026, after Treasury designated them as critical to UK financial stability. What this means and why it matters beyond the firms involved.

10 Jul 2026 · 5 min read

Insolvency Service Review Confirms DRO Reforms Widened Debt Relief

A government review confirms recent changes to Debt Relief Order rules worked: more people got help, without the feared downsides. Here's what changed, who benefits, and what the evidence actually shows.

10 Jul 2026 · 7 min read

Palantir's NHS Data Contract: What Happens If Burnham Ends It

Andy Burnham is reportedly set to end Palantir's £330m NHS Federated Data Platform contract when its break clause arrives in March 2027. What the contract covers and what ending it would involve.

3 Jul 2026 · 3 min read

Car Finance Complaints: 719 Trading Names, Just 106 Real Lenders

The FCA's car finance lender list has 719 trading names. Counted directly from the data, they collapse to 106 real lenders, with 10 firms behind 65% of all names.

2 Jul 2026 · 6 min read

Motor Finance Redress Scheme Suspended: What It Means for Your Claim

The Upper Tribunal has partially suspended the FCA's motor finance redress scheme pending a legal challenge. Here is what is paused, what still continues, and what to do now.

2 Jul 2026 · 13 min read

Asylum Seekers Must Repay Accommodation Costs: New Bill Explained

New Home Office powers let the government recover asylum accommodation and support costs from those who can afford to pay, via a flat-rate monthly charge before settlement eligibility.

2 Jul 2026 · 4 min read

What Is the Monetary Policy Committee?

The Monetary Policy Committee is the Bank of England group that sets the UK Bank Rate to keep inflation close to its 2% target.

1 Jul 2026 · 2 min read

What Is the Financial Policy Committee?

The Financial Policy Committee is the Bank of England body responsible for spotting and responding to risks to the whole UK financial system.

1 Jul 2026 · 2 min read

PRA vs FCA: What Is the Difference?

The PRA checks whether UK financial firms are financially sound. The FCA checks how they treat customers. Most large firms answer to both.

1 Jul 2026 · 2 min read

What Does the Bank of England Do?

The Bank of England is the UK's central bank. It sets interest rates, issues banknotes, and supervises banks and insurers through the PRA.

1 Jul 2026 · 2 min read

How to Check If a UK Financial Firm Is Authorised

How to use the Financial Services Register to confirm a bank, insurer, or adviser is genuinely authorised before you buy or hand over money.

1 Jul 2026 · 2 min read

What Is the Prudential Regulation Authority (PRA)?

The Prudential Regulation Authority supervises UK banks, insurers, and major investment firms to keep them financially sound. Here is what it actually does.

1 Jul 2026 · 2 min read

What Does "Insurer in Default" Mean in the UK?

What it means when the FSCS declares an insurer in default, how that decision is made, and what happens to policyholders next.

1 Jul 2026 · 2 min read

Export Health Certificate Vets UK: APHA-Registered OV Directory by Region

Find APHA-registered Official Veterinarians for export health certificates across England. Pets, livestock, food products, equines. All 10 regions. Source: APHA GOV.UK.

24 Jun 2026 · 18 min read

England Garden Waste Recycling Rules 2026: Charges, Free Alternatives, and What Councils Can and Cannot Do

Many English councils now charge PS40 to PS75 per year for garden waste collection. This guide explains the legal framework, free alternatives including household recycling centres and home composting, what is not permitted, and how devolved rules differ in Scotland and Wales.

20 Jun 2026 · 3 min read

Environment Agency Fines UK Businesses: How Environmental Penalties Work and How to Appeal

The Environment Agency has powers to issue civil monetary penalties and pursue criminal prosecution for environmental breaches. This guide explains how EA enforcement works, penalty levels, what triggers action, and how businesses can appeal.

20 Jun 2026 · 3 min read

TV Licence 2026: PS180 Fee, Who Needs One, Exemptions, and What the BBC Charter Review Could Change

The UK TV licence rose to PS180 from April 2026. The BBC Royal Charter expires in 2027, with a government review examining alternative funding models. This guide covers who needs a licence, current exemptions, and what could change from 2028.

20 Jun 2026 · 3 min read

PECR Regulations: Cookie Consent and Electronic Marketing Rules Explained

PECR 2003: opt-in required for non-essential cookies, consent for marketing emails, TPS cold call ban. ICO fines up to PS500,000. Plain English guide. June 2026.

14 Jun 2026 · 4 min read

Part B Building Regulations: Fire Safety Standards Explained

Part B covers fire safety in buildings. Updated December 2022. Smoke alarms, 11m sprinkler threshold, 18m Building Safety Act regime and BSR oversight explained.

14 Jun 2026 · 4 min read

Money Laundering Regulations 2017: What UK Businesses Must Do

MLR 2017 requires AML systems, Customer Due Diligence, MLRO and SAR reporting. FCA supervises financial services. Major fines and compliance obligations explained.

14 Jun 2026 · 3 min read

UK REACH Regulation: Chemicals Registration Requirements for Businesses

UK REACH requires chemicals registration with the HSE at 1 tonne per year. SVHC notification at 0.1%, transitional registrations and October 2026 deadline explained.

14 Jun 2026 · 3 min read

MEES Regulations for Commercial Property: EPC Minimum Standards Explained

MEES: E minimum EPC for commercial lets from April 2023. F and G prohibited. Penalties up to PS150,000. Exemptions and proposed B by 2030 explained. June 2026.

14 Jun 2026 · 4 min read

Agency Workers Regulations 2010: Equal Treatment Rights Explained

AWR 2010: equal pay and conditions after 12 weeks. Day-one access to vacancies and facilities. Swedish Derogation abolished. Employment Tribunal rights explained.

14 Jun 2026 · 4 min read

Working Time Regulations 1998: Hours, Rest Breaks and Holiday Rights Explained

Working Time Regulations 1998: 48-hour average week, 11-hour daily rest, 20-minute breaks and 5.6 weeks paid holiday. Opt-out rules and holiday pay explained.

14 Jun 2026 · 4 min read

TUPE Regulations 2006: Employee Rights When a Business Changes Hands

TUPE 2006: pay, hours and benefits transfer automatically. Dismissal connected to TUPE is automatically unfair. When TUPE applies and employer consultation duties.

14 Jun 2026 · 4 min read

What Happens If Your Energy Supplier Goes Bust? Ofgem SoLR Explained

If your energy supplier fails, Ofgem's SoLR process keeps supply running. 30 suppliers failed in 2021-2022. Credit balance recovery, switching restrictions explained.

14 Jun 2026 · 3 min read

Consumer Duty and Renewal Pricing: How Dual FCA Rules Protect You

Two FCA rules protect against renewal overcharging: ICOBS 6B and Consumer Duty Outcome 2. How they work together and how to challenge your renewal with the FOS.

14 Jun 2026 · 3 min read

PPE Regulations at Work: What Employers Must Provide Free of Charge

PPE Regulations: free PPE for employees and workers from April 2022. Last resort in control hierarchy. Suitable selection, training and maintenance duties explained.

14 Jun 2026 · 3 min read

RIDDOR Regulations 2013: What Work Accidents Must Be Reported to HSE

RIDDOR 2013: report deaths and specified injuries immediately, over-7-day injuries within 15 days. What counts as reportable, how to report and record keeping explained.

14 Jun 2026 · 4 min read

Manual Handling Regulations 1992: Employer Duties and TILE Risk Assessment

Manual Handling 1992: no fixed weight limits. HSE guidelines 25kg men, 16kg women. TILE risk assessment, avoidance hierarchy and employer duties explained.

14 Jun 2026 · 3 min read