UK Self-Employed Statutory Rights: What You Lose
UK self-employed do not get employee rights: no Statutory Sick Pay, no Statutory Maternity Pay (Maternity Allowance is the alternative), no paid holiday, no pension auto-enrolment, no unfair dismissal protection. This guide lists what is lost and the alternatives.
UK Self-Assessment Payments on Account Explained
UK Self-Assessment payments on account are pre-payments of next year's tax, 50% each on 31 January and 31 July, applying where prior bill exceeded GBP 1,000 and less than 80% was collected at source. This guide covers calculation, reduction, and managing cash flow.
UK Self-Employed: The Complete Tax and Money Guide
UK self-employed sole traders register with HMRC by 5 October following the tax year of starting, file Self-Assessment, pay Class 4 NI at 6%/2%, and follow CIS or VAT rules where applicable. MTD ITSA from April 2026 changes the filing rhythm. This guide covers each step.
UK Construction Industry Scheme (CIS) Explained
UK Construction Industry Scheme deducts tax from payments to subcontractors: 20% for verified, 30% for unverified, 0% for gross-payment status. Deductions offset against year-end tax. This guide covers registration, verification, and the gross payment route.
UK Self-Assessment Tax Return Explained Step-by-Step
UK Self-Assessment is the system for declaring untaxed income, capital gains and other items to HMRC. Online filing due 31 January following the tax year. This guide walks through registration, the SA forms, supplementary pages, payments on account, and penalty avoidance.
UK Salary Take-Home: How to Calculate Net Pay
UK take-home pay is gross salary less income tax, National Insurance, pension, student loan and other deductions. This guide walks through each deduction with formulas, three worked examples, and the order in which payroll software applies them.
