UK Independent. Sourced. Primary. · Est. 2024

Cheltenham Independent Financial Advisers (Eot) Ltd | IFA Financial Advisers | Cheltenham | Est. 2021

Cheltenham Independent Financial Advisers (Eot) Ltd is a ifa financial advisers registered in Cheltenham, established 2021. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Cheltenham Independent Financial Advisers (Eot) Ltd

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Cheltenham Independent Financial Advisers (Eot) Ltd

IFA Financial Advisers · Cheltenham, Gloucester · Est. 2021

5 years
Active Trading
Active
CH Status
13675174
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCheltenham Independent Financial Advisers (Eot) Ltd
Companies House number13675174 →
Company typePrivate Company Limited by Guarantee
Registered address5 Royal Crescent, GL50 3DA
City / RegionCheltenham, Gloucester
Date incorporated2021
Years trading5 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Cheltenham Independent Financial Advisers (Eot) Ltd

Incorporated in 2021, Cheltenham Independent Financial Advisers (Eot) Ltd is an established firm with 5 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

Gloucester accounts for 22 of the 1663 ifa financial advisers tracked on this index.

The FCA register lists the firm's permissions, including any pension transfer permission, and its current status.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. Charging structures vary, but all must be disclosed and agreed before advice is given.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. A defined ongoing service, documented and delivered, is what separates advice firms from asset gatherers.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Cheltenham

Ethical And Environmental Screening Services LimitedCheltenham · Est. 1998View →
Ethical Direct LtdCheltenham · Est. 2011View →
Ethical Investors (Uk) LimitedCheltenham · Est. 1993View →
Ethical Addictions LtdCheltenham · Est. 2006View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Cheltenham Independent Financial Advisers (Eot) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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