UK Independent. Sourced. Primary. · Est. 2024

Ethical Addictions Ltd | IFA Financial Advisers | Cheltenham | Est. 2006

Ethical Addictions Ltd is a ifa financial advisers registered in Cheltenham, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Ethical Addictions Ltd

IFA Financial Advisers · Cheltenham, Gloucester · Est. 2006

20 years
Active Trading
Active
CH Status
1,048
Monthly Views
7
Enquiries

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Company Registration Details

Registered company nameEthical Addictions Ltd
Companies House number05948722 →
Company typePrivate Limited Company (Ltd)
Registered address21a Bamfurlong Industrial Park, GL51 6SX
City / RegionCheltenham, Gloucester
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 46370
Index statusClaim this listing →

About Ethical Addictions Ltd

Founded in 2006, Ethical Addictions Ltd has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 22 of them in Gloucester.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

Chartered or certified status signals qualification beyond the regulatory minimum and is worth asking about. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Expect an initial charge for the advice work plus an ongoing charge if the firm reviews the portfolio annually.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Ethical Addictions Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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