UK Independent. Sourced. Primary. · Est. 2024

Cheltenham Independent Financial Advisers Ltd | IFA Financial Advisers | Cheltenham | Est. 2007

Cheltenham Independent Financial Advisers Ltd is a ifa financial advisers registered in Cheltenham, established 2007. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Cheltenham Independent Financial Advisers Ltd

IFA Financial Advisers UNCLAIMED LISTING

Cheltenham Independent Financial Advisers Ltd

IFA Financial Advisers · Cheltenham, Gloucester · Est. 2007

19 years
Active Trading
Active
CH Status
1,106
Monthly Views
9
Enquiries

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Company Registration Details

Registered company nameCheltenham Independent Financial Advisers Ltd
Companies House number06308841 →
Company typePrivate Limited Company (Ltd)
Registered address5 Royal Crescent, GL50 3DA
City / RegionCheltenham, Gloucester
Date incorporated2007
Years trading19 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation), 66290 (other activities auxiliary to insurance and pension funding)
Index statusClaim this listing →

About Cheltenham Independent Financial Advisers Ltd

Founded in 2007, Cheltenham Independent Financial Advisers Ltd has been active for 19 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 22 of them in Gloucester.

Check both firm and adviser on the register; individual advisers appear with their own reference numbers.

What IFA Financial Advisers Do

An IFA advises on retail investment products; the term independent has a specific regulatory meaning requiring a sufficiently broad market view. Qualification and fee-disclosure requirements apply to all firms advising on retail investments.

The protections around regulated advice, Ombudsman and FSCS, are the reason authorisation checks matter first.

How to Choose the Right IFA Financial Adviser

Match the adviser to the need: pension transfers, retirement income and inheritance planning are distinct specialisms. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

A clear fee schedule before engagement is a regulatory requirement, not a favour.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Cheltenham Independent Financial Advisers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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